Page 40 - Ches User's Guide 17 3-3
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Right to Be Notified of a Breach. You have the right to   Important Notice from Chesapeake
               be notified in the event that we (or a Business Associate)   Energy Corporation About Your
               discover a breach of unsecured protected health information.
                                                                   Prescription Drug Coverage and
               Right to a Paper Copy of This Notice. You have the right to a
               paper copy of this notice. You may ask us to give you a copy   Medicare
               of this notice at any time. even if you have agreed to receive   Please read this notice carefully and keep it where you
               this notice electronically, you are still entitled to a paper copy   can find it. This notice has information about your current
               of this notice.                                     prescription drug coverage with Chesapeake energy
               You may obtain a copy of this notice at our website,   Corporation and about your options under Medicare’s
               chesapeake.benefitsnow.com.                         prescription drug coverage. This information can help you
                                                                   decide whether or not you want to join a Medicare drug
               To obtain a paper copy of this notice, contact Total Rewards –
               Benefits at HR@chk.com.                             plan. If you are considering joining, you should compare
                                                                   your current coverage, including which drugs are covered
               Complaints                                          at what cost, with the coverage and costs of the plans
               If you believe that your privacy rights have been violated,   offering Medicare prescription drug coverage in your area.
               you may file a complaint with the Plan or with the office for   Information about where you can get help to make decisions
               Civil Rights of the United States Department of Health and   about your prescription drug coverage is at the end of this
               Human Services. To file a complaint with the Plan, contact   notice.
               Total Rewards - Benefits. All complaints must be submitted   There are two important things you need to know about your
               in writing. You will not be penalized, or in any other way   current coverage and Medicare’s prescription drug coverage:
               retaliated against, for filing a complaint with the office for
               Civil Rights or with us.                            1.  Medicare prescription drug coverage became available
                                                                     in 2006 to everyone with Medicare. You can get this
                                                                     coverage if you join a Medicare Prescription Drug Plan
                                                                     or join a Medicare Advantage Plan (like an HMo or PPo)
                                                                     that offers prescription drug coverage. All Medicare drug
                                                                     plans provide at least a standard level of coverage set by
                                                                     Medicare. Some plans may also offer more coverage for a
                                                                     higher monthly premium.
                                                                   2.  Chesapeake energy Corporation has determined that the
                                                                     prescription drug coverage offered by the Chesapeake
                                                                     energy Corporation Plan is, on average for all plan
                                                                     participants, expected to pay out as much as standard
                                                                     Medicare prescription drug coverage pays and is therefore
                                                                     considered Creditable Coverage. Because your existing
                                                                     coverage is Creditable Coverage, you can keep this
                                                                     coverage and not pay a higher premium (a penalty) if you
                                                                     later decide to join a Medicare drug plan.
                                                                   When Can You Join A Medicare Drug Plan?
                                                                   You can join a Medicare drug plan when you first become
                                                                   eligible for Medicare and each year from october 15th to
                                                                   December 7th.
                                                                   However, if you lose your current creditable prescription
                                                                   drug coverage, through no fault of your own, you will also be
                                                                   eligible for a two (2) month Special enrollment Period (SeP) to
                                                                   join a Medicare drug plan.










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