Page 2 - Allisons Newsletter, Lakewood Edge - Dec 2018 Issue

medical plan benefits
YOUR MONEY

DUAL SPECIAL NEEDS PLANS

HELP PEOPLE ENROLLED IN MEDICARE

GET ADDITIONAL BENEFITS

he fall season brings cooler • an annual eye exam and a credit
temperatures, colorful foliage for eye wear; and
Tand Medicare’s Annual
Enrollment Period. Held each year • transportation to health care visits
from Oct. 15 through Dec. 7, this is and the pharmacy.
the ideal time to explore health care
plans so you can choose the right one Beyond the benefits, dual plans
to help you maintain your benefits for are designed to be budget-friendly.
better health all year long. People who are eligible for a dual plan
By combining Medicare benefits can usually enroll for no monthly
for people with financial need (or on premium.
LAKEWOOD Medicaid), some applicants may be
WHEN TO ENROLL?
REAL ESTATE EDGE eligible to enroll in a Dual Special Needs The Medicare Annual Enrollment
Plan—or dual plan for short—that
offers additional benefits and features Period is a great time for people to
Publisher
Allison Van Wig such as dental, hearing and vision consider their health plan options
CA DRE #00985700 coverage. With a dual plan, beneficiaries and see if they qualify for a dual plan.
may also receive transportation to However, people who qualify for a
health care appointments and help to dual plan can enroll or switch to a
purchase approved health items. Most new plan at certain times throughout
importantly, they will have someone to “It’s important that everyone the year, not just during the Annual
help them manage and coordinate their Enrollment Period.
care. All of these additional benefits knows what they qualify for so To learn more about
4435 E Village Rd and features may be available at no UnitedHealthcare’s dual health
Long Beach, CA 90808 additional cost. plans, call 1-855-799-3199, or visit
However, about 80 percent of they can maximize benefits www.getdual.com. UnitedHealthcare
562-882-1581 people who qualify for dual plans are is the largest provider of Medicare
Allison@superbroker.com unaware of this option, according to Advantage plans, including DSNPs.
www.SuperBroker.com Karyne Jones, president and CEO to help save money and “More than 2 million people were
of the National Caucus and Center enrolled in a dual plan in 2017,
on Black Aging. “It’s important that improve their health...” which represents 3 percent of all
everyone knows what they qualify for people enrolled in Medicare,” said
so they can maximize benefits to help can help improve the patient’s health HOW ARE DSNPS UNIQUE? Jones. “By spreading the word about
save money and improve their health, as well as their experience with the In addition to helping manage these plans the hope is more people
which can help for a more secure and health care system. and coordinate care, dual plans offer will enroll and take advantage of
active future as a person ages,” she said. It’s important that people who additional benefits including: important health care benefits in
qualify know that they may be missing 2018 and beyond.”
DSNP BASICS out on additional benefits that a dual • dental care, such as exams, “Plans are insured through
6427 Busch Blvd., A Dual Special Needs Plan is a plan can offer. Navigating health plan UnitedHealthcare Insurance
Columbus, OH 43229 X-rays, cleanings, fillings,
877.872.3080 type of Medicare Advantage plan that offerings can be challenging, so it’s crowns and extractions; Company or one of its affiliated
www.DiscoverPubs.com provides health benefits for people important for people to understand companies, a Medicare Advantage
with income limitations who may their choices and whether they • credits to purchase over-the- organization with a Medicare
Sudoku, Scrabble, Crossword
and articles distributed by need extra help because of disabilities, qualify for more benefits. Although counter health products contract and a contract with the State
Tribune News Services and health conditions or age. Dual plans requirements vary from state to state such as vitamins and first-aid Medicaid Program. Enrollment in the
Brandpoint where noted. encourage everyone involved in caring and by circumstances, an individual supplies; plan depends on the plan’s contract
© Copyright 2018 by for a patient—including primary care making less than $16,000 a year or renewal with Medicare.” n
Discover Publications, Inc.
All rights reserved. doctors, specialists, hospitals and care a family of two making less than • hearing exams and access to
managers—to work together. This $21,000 a year may qualify. hearing aids at a reduced cost; ©2018 Brandpoint.
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