Page 36 - Everything You Need To Know About Personal and Business Credit by Adrean Yancy
P. 36
Everything You Need To Know Abour Personal & Business Credit
Among its many highlights are ve business credit card options you can choose from,
more than 70,000 ATMs and 400 branches. In addition to that, it o ers di erent loan
models, like a working capital line of credit, installment loan, vehicle loan, and real
estate loan, etc.
With a Capital One Business advantage savings account, you can start your deposit with
as low as $250.
Chase—Best for Small Business Credit Card Service
Chase, widely known for serving the consumer market, also serves small businesses
with its business programs. Chase has over $3 trillion in assets, and more than half of
the American population uses Chase.
Its highlights include two business savings accounts, three business checking accounts,
and its Ink Suite business credit cards.
Also, it o ers cash-back and a reward point program for small businesses. It has o ces
in 39 states, 47,000 branches, and over 15,000 ATMs spread across the state. Chase is
no doubt one of the best banks for business owners.
Wells Fargo—Best for Branch Availability and Small Business Loan
With over 5200 branches, Wells Fargo is indisputably the bank with the most branches
in the US. It enables businesses to operate three kinds of business accounts: Initiate
Business Checking, Navigate Business Checking, and Optimize Business Checking. It
has 13,000 ATMs across 38 states in the US, including Washington DC.
Banking with Wells Fargo gives businesses access to Wells Fargo business credit cards,
SBA loans, term loans, lines of credit for business, and other business loans.
# 33