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Chapter 10: Church Finances



                          Connect…



               Do you realize that the church is called the BRIDE OF CHRIST?  When I married my wife and she became
               my bride, I left my parents, and she left her parents, and we became ONE with each other.  My wife has
               been my bride for over 50 years.  She is my best friend.  I love and care for her as no other.  Life would
               be meaningless if she was not in my life.  She is the reason I get up every morning.


               Can you imagine that, as my wife is precious to me, that Jesus Christ cherishes us as his BRIDE?  We are
               united with Christ as one just as I am united to my bride as one.  Today we want to look at this unique
               relationship we have with Christ.  Let’s get started….



                        Objectives…



               1. The student should be able explain how many today’s churches budget and spend God’s money.


               2. The student should be able explain how changing the priorities of spending in many churches could
               literally change and solve the problems of the world.




                           The Lesson ...



                                                     xlvi
               Financial Aspects of the Church

               Is the church today handling its financial resources as God would have her?  Here are some alarming
               facts about USA church spending taken from PNW News, by Brant Henshaw.


               Christianity Today recently published the results of a survey of 2,200 churches from around America.
               They discovered that churches with less than 200 in weekly worship attendance had an average budget
               of $219,370 with a median of $173,370. For those with 200-499 worshippers, an average budget of
               $675,290 and a median of $628,720 were reported.

               1. Salaries
               On average 47% of a local church budget goes toward paying pastors and staff. In
               churches with less than 200 people in weekly attendance, this number is slightly lower
               at 45%. Congregations in the mid-tier of 200-499 spent 48% on personnel. Breaking
               down this information further reveals that full-time pastors are, by and far, the largest
               portion accounting for nearly 50% of personnel costs. Within the personnel budget, full-time pastoral
               expense accounts for:





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