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Insurance Options & Marketing



           As your broker, HUB takes a proactive approach to creative programs

           for all your exposures. We design and market every year to ensure
           your program has the broadest coverages and the most competitive

           prices.



           HUB approaches the marketing of any program from a risk

           management standpoint. Together we will:




             o   Review your existing exposures, what needs to be insured, and areas for
                 potential premium savings


             o   Review appropriate risk management alternatives beyond insurance
             o   Review marketing options in the current insurance environment

             o   Prepare a professional submission, targeting your goals

             o   Negotiate with underwriters for the most favorable terms and conditions
             o   Analyze and compare the quoted programs

             o   Review options




           *HUB has access to virtually all major insurance carriers
           and has effective working relationships with over 650
           insurers. The volume of business we represent for these
           insurers further enhances the knowledge and experience
           we bring to the marketing effort. Where needed, we have
           access to their top management and home-office
           decision makers. As a result, we have effectively
           negotiated programs of coverage for even the most
           difficult risks.






















             hubinternational.com                                                          The HUB Advantage  | 2022
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