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Executive Liability
and the brightest talent, anticipating and planning for obvious and hidden risks, and ensuring we
DIRECTORS AND OFFICERS LIABILITY CRIME
(D&O)
On average, companies lose approximately
$1 million in fraud losses with those frauds
lasting a median of 18 months before being
protects the personal assets of your executive detected. In addition, hackers use phishing
team, board members and your organization. schemes to take advantage of unsuspecting
employees. We will work with you to
CYBER LIABILITY/PRIVACY understand your potential crime exposure
LIABILITY/DATA SECURITY and design the right coverage for a range of
potential fraud scenarios.
Protecting
that of others is a major concern for most TRADE CREDIT & POLITICAL RISK
businesses. What are the consequences to
your business when a data breach occurs? Most companies sell goods and services on
We help you structure a program to credit terms. Whether you sell within your
effectively manage a breach response and town or around the world, credit insurance
address potential liability when data has been helps ensure that you will be paid for
exposed. merchandise or services delivered to your
KIDNAP/RANSOM & EXTORTION that ensures your balance sheet is protected
in case of credit loss.
The possibility of kidnap, extortion or illegal
TRANSACTIONAL LIABILITIES/REPS &
economy. Our executive liability team has WARRANTIES
signi
business is protected and most importantly Inaccuracies in representations and
your key team members and their loved ones. warranties in connection with a merger or
acquisition can be costly. Buyers can be left
FIDUCIARY LIABILITY without the ability to recover losses and
sellers can be forced to hand back a portion
The regulatory landscape continues to evolve of the purchase price. As a supplement to
and create potential hazards if you manage indemnity and escrow, this insurance can be
the key to reducing deal friction via risk
bene transfer of these liabilities to the insurance
market.
your Fiduciary policy is executed properly.
EMPLOYMENT PRACTICES LIABILITY (EPL)
We live in a litigious world that can result in a
wide range of employment-related lawsuits.
Our team works with you to review your
potential exposures and then develop a
program that manages your risk anywhere in
the world.
The HUB Advantage | 2021
