Page 152 - Winning The Credit Game Bundle (CK Patrick)
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mistakes or to expend the time and effort to comb through
records to verify your claims.
Just as in personal credit, there is a science to disputing errors
on your business credit reports. This science involves knowing
the law around what credit reporting agencies are legally
required to do for you, and demonstrating to them that you
know the law. The dispute process may require contacting the
agency multiple times over the course of months and using
specific legal language to demonstrate that you know the law
and will legally pursue the matter if the agency doesn’t take
appropriate action.
This is one area where my business, Major League Credit &
Lending, can offer advice and assistance. A big part of our job is
knowing the laws around credit reporting and using that knowl-
edge to help clients to remove erroneous items from their busi-
ness credit reports. Paperwork is also key to proving your case,
so always keep an organized paper trail in the event that you
may need to pursue legal action.
I will share some tips for managing this process throughout
this book, but successfully disputing credit reporting errors can
get sufficiently complicated that I could not fit all of the possibil-
ities and recommended courses of action into this book. If you
encounter a credit reporting error and do not have success in
your initial attempts to get it corrected, don’t hesitate to reach
out to me to see how I can help.
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