Page 152 - Winning The Credit Game Bundle (CK Patrick)
P. 152

mistakes  or  to  expend  the  time  and  effort  to  comb  through
            records to verify your claims.
               Just as in personal credit, there is a science to disputing errors
            on your business credit reports. This science involves knowing
            the  law  around  what  credit  reporting  agencies  are  legally
            required  to  do  for  you,  and  demonstrating  to  them  that  you
            know  the  law.  The  dispute  process  may  require  contacting  the
            agency  multiple  times  over  the  course  of  months  and  using
            specific  legal  language  to  demonstrate  that  you  know  the  law
            and  will  legally  pursue  the  matter  if  the  agency  doesn’t  take
            appropriate action.
               This is one area where my business, Major League Credit &
            Lending, can offer advice and assistance. A big part of our job is
            knowing the laws around credit reporting and using that knowl-
            edge to help clients to remove erroneous items from their busi-
            ness credit reports. Paperwork is also key to proving your case,
            so  always  keep  an  organized  paper  trail  in  the  event  that  you
            may need to pursue legal action.
               I will share some tips for managing this process throughout
            this book, but successfully disputing credit reporting errors can
            get sufficiently complicated that I could not fit all of the possibil-
            ities and recommended courses of action into this book. If you
            encounter  a  credit  reporting  error  and  do  not  have  success  in
            your  initial  attempts  to  get  it  corrected,  don’t  hesitate  to  reach
            out to me to see how I can help.






















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