Page 10 - Benefits Book Tanner Manor 2020
P. 10

How It Works






                                                        Your plan pays providers based on a multiple of the Medicare


                                                        reimbursement rate  for each service you receive. There is no network ,
                                                                                                                                                                                                       2
                                                                                                1
                           Get to Know Your Core Value Plan
                                                        so you can go to any provider you want. Here’s how it works:



                                                  1                                                                                          2                                                                                       3




























                                                                      Seek Care                                                                          Receive Your EOB                                                                           Review Your Bill



                                                        You can go to any doctor or                                                               You will receive an Explanation of                                                      Your provider will send you a bill

                                                        hospital ; simply show your                                                               Benefits (EOB) showing your Patient                                                     for any amounts due to them. This
                                                                     2
                                                        Medical ID card to the provider.                                                          Responsibility. This includes copays,                                                   bill should not exceed the Patient

                                                        If they have any questions, they                                                          coinsurance, charges for non-covered                                                    Responsibility as shown on your EOB.

                                                        can call the Customer Service                                                             services, and deductible amounts.

                                                        number on the back of your card.
                                                   4                                                                                        5                                                                                  The Member Advocacy Program                                              3












                                                                                                                                                                                                                               (MAP) is here to:





                                                                                                                                                                                                                               •  Answer questions about billing.


                                                                                                                                                                                                                               •  Clarify your EOB.


                                                                                                                                                                                                                               •  Find providers.


                                                                                                                                                                                                                               •  Help you understand your benefits
                                                                  When to Call                                                                     The Team Gets to Work
                                                                                                                                                                                                                                      and how to use your plan.

                                                        If your bill shows an amount that                                                          MAP will work with your provider

                                                        exceeds the Patient Responsibility                                                         to resolve any inconsistencies on                                                          Call at 888-306-0905
                                                        on your EOB, call the MAP Team                                                             your bill. Afterward, you’ll receive

                                                        immediately.                                                                               a letter explaining the resolution.





                                                         888-306-0905                                                                             1 Or a derived equivalent of the Medicare reimbursement rate.
                                                                                                                                                  2 Pharmacy benefits and transplants still rely on the use of network providers.
                                                                                                                                                  3 Non-covered services and certain other charges are not eligible for the program.


                                                                                                                                                  Stop-loss insurance for the National General Benefits Solutions Self-Funded Program is underwritten by National Health Insurance
                                                                                                                                                  Company, Integon National Insurance Company, and Integon Indemnity Corporation. ®2019 National Health Insurance Company. All
                                                                                                                                                  rights reserved. NGBS-COREVALUE-EEKIT-HOWITWORKS (08/2019)
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