Page 337 - Keys to College Success

RISK ACTION
RISK ACTION

FOR COLLEGE, CAREER, AND LIFE REWARDS

KNOW IT WRITE IT WORK IT

Complete the following on paper or in digital format.

KNOW IT Think Critically

Your Relationship with Money

Getting a handle on money anxiety starts with an honest examination of how you relate to money.
Build basic skills. Analyze yourself as a money manager. Look back at page 280 for a descrip-
tion of what influences the way people handle money. Make some notes about your personal
specifics in the following areas.
1. What do you most value spending money on?
2. How do you manage money?
11 3. How does your culture tend to view money?
CHAPTER Take it to the next level. Generate ideas about what you want to do with your money. If you
4. How do your family and friends tend to handle money?

had enough money for your expenses and then some, what would you do with the extra? Would
you save it, spend it, do a little of both? Describe what you would do if you had an extra $10,000
to spend this year.
Move toward mastery. Look for practical ways to move toward the scenario you imagined.
Realistically, how can you make that $10,000 a reality over time? You may need to change how
you operate as a money manager. You may need to make some sacrifices in the short term. Describe
two specific plans involving changes and sacrifices that will move you toward your goal.

WRITE IT Communicate

Emotional intelligence journal: You and credit. First, describe yourself as a credit card user.
Do you pay in full or run up a balance? Pay on time or pay late? Restrict use to emergencies or use
your credit card (or cards) all the time? Describe how using credit cards makes you feel. Examine

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