Page 166 - Ready Set Retire

Stephen J. Kelley

down, all principal and profits were locked in. No market risk
and great return, with all the safety and more of CDs.

This is why we like these plans. Because they provide an
outcome nearly ideal for the client, and therefore for us.

I say this to you with all sincerity; if you can find a better deal,
go for it. But please call us and tell us about it!

How Safe is “Safe”?

Fixed annuities and life insurance contracts emphasize safety
above everything else. Financial experts consider fixed
annuities and life insurance, CDs and treasuries as the safest
monetary instruments available. And of the three, fixed life
insurance products have by far the best track record.

Now I know how that sounds. Please just read on and I will
explain why.

People often wonder if annuities are FDIC insured. And the
answer is no, they are not. But they actually have a better record
of depositor protection if company failure occurs than the
FDIC.

How can this be?

Fixed insurance and annuity policies are protected by the Legal
Reserve System. The Legal Reserve System dictates and

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