Page 37 - Know-So Money, Hope-So Money, Retirement Secrets Wall Street Doesn't Want You to Know
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passes free of all taxes. So, the IPA is immediately worth almost 60%
more.
At life expectancy—age 82—RMDs have risen to $13,736. Since age
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70, the IPA has provided about $44,000 more in income. But because
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the IPA is an Income4Life principal preservation strategy, the death
benefit is still $250,000, where the IRA has been depleted to $234,866.
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In addition, the IPA passes to heirs completely tax-free, instead of the
$91,139 in IRD taxes paid on the traditional IRA. Therefore, the
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$250,000 is worth $135,000 more in the IPA than the traditional IRA
in only 12 years, GUARANTEED, without increasing risk at all.
Once again, it’s not what you make but what you keep that matters.
And it’s not magic; it’s simply managing risk, fees and taxes that makes
the difference.
Like any pension plan, the IPA can be configured many ways. It can
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include a long-term care benefit, health insurance, life insurance...any
benefit you want. And the best part about it is that if you do it right, it
never costs a dime. How? By utilizing the dollars you would have paid
to Uncle Sam in taxes to fund the plan benefits!
This is only one of the many plans we have that can achieve these or
similar results. We also specialize in Roth conversions, stretch IRAs
and other strategies that can help with your qualified plans.
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