Page 8 - Owen Tree Service Benefits Guide
P. 8

Your OptiMed

                                                                                                                      Click to watch
      GAP Insurance                                                                                               instructional video!




      In addition to your Major
      Medical HAP plan, you have

      the option to receive a
      secondary voluntary GAP plan.




      GAP is a “bucket of money”
      designed to help cover some
      of the out-of-pocket expenses

      from your major medical plan.




      GAP helps cover your:

      • Deductible

      • Coinsurance                                             Note: GAP does not cover mental/nervous treatment,

      • Urgent Care Copay                                               substance abuse, home health care, or Rx

      • Emergency Room Visit




                                            Download your GAP instruction sheet here                                                          8
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