Page 3 - Applied Thermal Technologies Benefits Guide
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Your Plan Information







                        Term                                    Definition                             Applied Thermal

                                                    The time of year when your insurance rates
        Effective Date                              are released and your coverage becomes       November 1
                                                    active
                                                    Period of time when employees may make
        Open Enrollment                                                                          October
                                                    changes to their elected benefit options
                                                    Period of time which must pass before your
                                                                                                  st
        Waiting Period                                                                           1 of the month following 60 days
                                                    health care coverage can begin
                                                    Ensure your doctor participates in the
        NGIC Aetna PPO Network                                                                   Search Your Doctor HERE
                                                    network before seeking care
                                                    For new hires or employees with a qualifying
        NGIC Enrollment Form & Waiver               event who would like to enroll in Medical    Download HERE
                                                    Insurance

        NGIC Plan Summary                                                                        $5,000 HDHP HERE

        Principal Application & Waiver                                                           Download HERE

        GAP Explanation Sheet                       Your GAP benefit & instructions for use      Download HERE

                                                    All Rx must be processed through NGIC
        Rx Reimbursement Instructions               first, and then submitted to OptiMed to be   Download HERE
                                                    eligible for reimbursement






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