Page 2 - Luminex 2021 BLUE Triangles 4pg Guide_ Partylite V2
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INCOME PROTECTION BENEFITS

        Luminex Home Décor and Fragrance offers a variety of plans to provide replacement income for you or your beneficiaries in the event of disability,
        accident, or death.

        BASIC LIFE AND AD&D
        Life insurance is an important part of your financial security, especially if others depend on you for support. Accidental Death & Dismemberment is
        designed to provide a benefit in the event of accidental death or dismemberment. Luminex Home Décor and Fragrance provides you with Basic Life
        Insurance in the amount of 1x your Annual Base Salary to $500,000 and Accidental Death and Dismemberment (AD&D) coverage in the amount of
        1x your Annual Base Salary to $500,000.
        SUPPLEMENTAL LIFE AND AD&D

        You have the option to elect additional Supplemental Life and AD&D coverage through Lincoln Financial:
         • Employee: 1x to 5x Annual Earnings to $500,000.
         • Guaranteed Issue: The Lessor of 3x Annual Earnings or $200,000.
         • Spouse: Increments of $10,000 up to $100,000.
         • Guaranteed Issue: $20,000.
         • Children: Increments of $2,000 up to $10,000.
        **Guaranteed Issue amounts are available only when initially eligible (during the first 31 days of employment).

        If Supplemental Life coverage is elected during the annual Open Enrollment period, the application will be subject to Evidence of Insurability and
        approved by Lincoln Financial. Benefits will reduce beginning at age 65. Conversion and Portability rights apply upon termination of coverage.
        SHORT-TERM DISABILITY

        If you aren’t able to work after 7 consecutive days of disability due to an eligible injury or illness, this benefit pays 100% of your base pay for up to
        4 weeks; 80% of your base pay for weeks 5-8 and 60% of your base pay for weeks 9-26.
        LONG-TERM DISABILITY

        This 100% employee paid benefit pays a portion of your income if you continue to be disabled and your Short-Term Disability benefits end. To
        qualify, you must be disabled for 180 days. LTD benefits provide you with 60% of your annual base pay up to a $6,000 monthly maximum.













        MORE INFORMATION

         BENEFIT                           WHO TO CALL                VISIT/EMAIL               PHONE NUMBER
         Medical/Prescription Drug         UnitedHealthcare             myuhc.com                 800-842-0204
         Dental                           Delta Dental of Ohio      www.deltadentaloh.com         800-524-0149
         Vision                            UnitedHealthcare             myuhc.com                 800-638-3120
                                                                                                 STD 800-210-0268
         Life Insurance/AD&D, STD, LTD      Lincoln Financial       www.mylincolnportal.com      LTD 800-210-0268
                                                                                                 Life 800-210-0268
         Luminex HR Department              Susan Brenner           SBrenner@partylite.com        781-347-9594



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        The information in this guide is a summary of coverage only. Refer to your summary plan descriptions (SPDs) or certificates of coverage for full details.
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