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Know Your Income Protection Benefits
Luminex Home Décor and Fragrance offers a variety of plans to Optional Life
provide replacement income for you or your beneficiaries in the • You may purchase coverage in an amount from 1x, 2x, 3x or 4x
event of disability, accident, or death. your annual salary to a maximum of $500,000 or 4x salary in
Basic Life and AD&D increments of $10,000. If you choose a life benefit amount
greater than $200,000 you will need to have a personal health
Luminex Home Décor and Fragrance provides you with basic life statement approved by Anthem Life
insurance through Anthem Life in the amount of 1x your salary to a • Accelerated Life Benefits: 75% to $250,000
maximum of $200,000 and accidental death and dismemberment
(AD&D) coverage in the amount of 1x your salary to a maximum of • Conversion/Portability option is available upon separation from
$200,000. Your Basic Life and AD&D coverage is reduced by 35% the company
at age 65 and by 50% at age 70. • The guaranteed issue amount is: $200,000
If you are currently enrolled in an optional life plan and would like to
Short-Term Disability increase your benefit value, please see your local HR contact for
Short Term Disability is a company provided benefit offered enrollment instructions.
through Luminex Human Resources STD provides partial salary
during an extended illness. Your length of service with Luminex Optional Dependent Life
determines how much you would receive and when STD begins. In • Spouse benefit amount: Choice of $5,000 or $15,000
the event of a serious illness or non-work injury, please see your • Child benefit amount: $2,000
local Human Resources department for a determination on applying • Dependent elections cannot exceed 50% of employee benefit
this benefit for you. Note that STD benefits end after 180 calendar amount
days.
• Voluntary participation
Long-Term Disability You are unable to enroll dependents in an optional life policy unless
Voluntary LTD: This benefit pays a portion of your income if you you are enrolled as an employee.
continue to be disabled and your short-term disability benefits end.
To qualify, you must be disabled for 180 days. LTD benefits provide
you with 60% of monthly earnings of up to a $5,000 monthly
maximum. The employee pays the full cost of this coverage.
Know How to Get More Information
For Questions About Contact Call Visit/Email
800-552-9159 or
Medical/Prescription Drug Anthem BCBS of Ohio www.anthem.com
888-224-4902
Dental Delta Dental of Ohio 800-524-0149 www.deltadentaloh.com
Vision Anthem BCBS of Ohio 866-723-0515 www.anthem.com
Basic Life and AD&D Insurance Anthem BCBS of Ohio 800-813-5682 www.anthem.com
Short Term Disability Anthem BCBS of Ohio 800-813-5682 www.anthem.com
HR Department Audra Branham 513-956-2226 ABranham@Candle-Lite.com
The information in this guide is a summary of coverage only. Refer to your summary plan descriptions (SPDs) or certificates of coverage for full details.
Visit the UltiPro employee portal or contact your local HR contact with any enrollment or benefits related questions. Visit the UltiPro employee portal or contact your local HR contact with any enrollment or benefits related questions.
