Page 3 - Luminex 2018 Partylite 4pg Guide v4_Neat
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Know Your Income Protection Benefits
        Luminex Home Décor and Fragrance offers a variety of plans to provide replacement income for you or your beneficiaries in the event of
        disability,  accident, or death.

        Basic Life and AD&D
        Life insurance is an important part of your financial security, especially if others depend on you for support. Accidental Death &
        Dismemberment is designed to provide a benefit in the event of accidental death or dismemberment. Luminex Home Décor and Fragrance
        provides you with basic life insurance in the amount of 1x your Annual Base Salary and accidental death and dismemberment (AD&D)
        coverage in the amount of 1x your Annual Base Salary.
        Supplemental Life and AD&D
        You have the option to elect additional Supplemental Life and AD&D coverage through Liberty Mutual:
        • Employee: 1.5x Annual Base Salary to a maximum of $400,000
        • Guaranteed issue: 1x Salary or $100,000
        • Spouse: Increments of $10,000 up to $100,000
        • Guaranteed Issue: $10,000
        • Children: Increments of $2,000 up to $10,000
        **Guarantee Issue amounts are available only when initially eligible (during the first 31 days of employment).
        If Supplemental Life coverage is elected during the annual Open Enrollment period the application will be subject to Evidence of Insurability
        and approved by Liberty Mutual. Benefits will reduce beginning at age 65. Coversion and Portability rights apply upon termination of
        coverage.

        Short-Term Disability
        After completing one year of service you are eligible for company-provided STD: If you aren’t able to work after 5 consecutive days of
        disability due to an eligible injury or illness, this benefit pays 100% of your base pay for up to 4 weeks; 80% of your base pay for weeks 5-8
        and 60% of your base pay for weeks 9-12.
        Long-Term Disability
        This benefit pays a portion of your income if you continue to be disabled and your short-term disability benefits end. To qualify, you must be
        disabled for 180 days. LTD benefits provide you with 60% of your annual base pay up to a $6,000 monthly maximum. You may elect to pay
        for your LTD coverage in one of two ways:
        1) Luminex pays for 50% of the premium and you pay the remaining 50%; or
        2) You pay 100% of the premium.








        Know How to Get More Information

         For Questions About             Contact                Call                        Visit/Email

                                                            800-552-9159 or
          Medical/Prescription Drug    Anthem of Ohio                                    www.anthem.com
                                                            888-244-4902
          Dental                     Delta Dental of Ohio   800-524-0149               www.deltadentaloh.com
          Vision                       Anthem of Ohio        866-723-0515                www.anthem.com
                                                           STD 800-713-7384
          Life Insurance/ AD&D, STD,   Liberty Mutual      LTD 800-440-6118            www.libertymutual.com
          LTD
                                                           Life 800-210-0268
          Luminex HR Department        Susan Brenner         781-347-9594              SBrenner@partylite.com
        The information in this guide is a summary of coverage only. Refer to your summary plan descriptions (SPDs) or certificates of coverage for full details.







 Visit the Ultipro employee portal or contact your local HR contact with any enrollment or benefits related questions.  Visit Luminex’s employee portal or contact your local HR contact with any enrollment or benefits related questions.
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