Page 27 - WorkersCompensationGuide

claim solely for PPD must be filed not more than four years from the last
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date TTP or TPD disability benefits were paid,
Potential Pitfall: These are merely general guidelines.
Calculating the statute of limitations for a specific case can be
extremely complicated. Several different statutes of limitations apply in

workers’ compensation cases depending on the situation. Moreover,
the law provides some exceptions to a claim for benefits that has not
been timely filed. It is very important that you seek advice from an

experienced workers’ compensation attorney immediately after your
accident to make sure the statute of limitations is correctly calculated
for your specific circumstance.

§6.3 Surveillance
The goal of the insurance company in your workers’
compensation case is to defend the claim and pay as little out on your

claim as possible. Remember, insurance companies are for-profit entities
that will pull out all of the stops to save money, including placing you

under surveillance. After you file a claim for benefits, it common for the
insurance company to hire a private investigator to follow you around for
some period of time to observe your activities. If you are caught on

camera engaging in an activity that is contrary to your work limitations
or contrary to the complaints you are making, the employer/insurer will
file for hearing and ask a judge to suspend your benefits.

The bottom line: I tell my clients to live your life as best you
can despite your injuries and do not let the fear of surveillance cause
you to constantly look behind you or cause excessive worry. Just DO

NOT engage in any activity that is contrary to your work restrictions or

60 Id.
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