Page 4 - Canada Dry Bottling Renewal 2020
P. 4

CANADA DRY BOTTLING COMPANY RENEWAL

                                           Effective December 1, 2020




                                      Current       Mapped Renewal          Alt # 1            Alt # 2
                                 PHP PPO Platinum    PHP PPO Platinum    PHP PPO Platinum  BCBSM Community
                                      PFH004             PFH004             PFH005        Blue PPO Platinum
   2 employees
                                      Member             Member             Member             Member
                                       Level              Level              Level              Level
                                      Rating             Rating             Rating             Rating

   Est. Monthly Premium              $2,573.21          $2,620.36          $2,465.71          $2,696.45
   Est. Annual Premium              $30,878.52         $31,444.32         $29,588.52         $32,357.40
   Includes Taxes and Fees
   Change in Premium                                  1.8% INCREASE      4.2% DECREASE       4.8% INCREASE
                      Benefits
   Deductible
   In network                          None               None             $250/$500            None
   Out Network                      $1000/$2000        $1000/$2000        $1500/$3000         $250/$500

   Prescription drug copay        $10/$40/$80/$150   $10/$40/$80/$150  $10/$40/$80/20%($300)  $10/$40/$80

   Office visit copay            $20 PCP/$40 SPEC   $20 PCP/$40 SPEC   $20 PCP/$40 SPEC          $20

   Urgent care copay                    $50                $50                $50                $60

   Emergency Room Copay                $150               $150         $150 after deductible    $150

   Hospitalization
   In patient                          80%                80%           80% after deductible    80%
   Out patient                         80%                80%           80% after deductible    80%
   Lab & X-ray                         80%                80%           80% after deductible    80%

   Ded. & Coinsurance Max.              N/A                N/A                N/A            $1500/$3000

   Maximum copayment
   In network                       $1500/$3000        $1500/$3000        $2200/$4400       $6600/$13,200
   Out network                      $4000/$8000        $4000/$8000        $4500/$9000      $13,200/$26,400
   2019 rates increased 10.3%, 2018 rates increased 10.8%, 2017 rates increased 6.5%
   2016 group had to move to an ACA compliant plan (from a transitional plan) because they had other ACA plans.  Rate increase was 20.5%

   If a member chooses a brand name drug instead of the generic, they must pay the difference, plus the brand name copay.
   **Ancillary services for Office Visits and Urgent Care visits are subject to the deductible and coinsurance on the Simply Blue PPO plans.

   Prepared September 2020
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