Page 2 - Cerini & Associates Family Office Guide
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From the Editor - Albert Borghese, CPA
landscape. With evolving regulations, shifting economic conditions, and the growing
Contributors A s we step into 2025, family offices are facing an increasingly complex financial
need for strategic planning, it has never been more critical to ensure that your family’s
wealth and legacy are safeguarded for generations to come. At Cerini & Associates, we
GUEST WRITERS recognize that managing a family office extends far beyond financial reporting—it requires CONTENTS
a comprehensive, forward-thinking approach that aligns with your family’s unique goals and
BRIAN ADELMAN values.
PARTNER
MORITT HOCK &
HAMROFF LLP This guide has been carefully curated to provide insights into the key challenges and
opportunities facing family offices today. Inside, you will find expert perspectives on: WHY FAMILY OFFICES UNDERSTANDING THE
► Optimizing Your Operations: Why outsourcing your accounting team can 3 SHOULD CONSIDER 25 STRUCTURE OF A FAMILY
streamline financial management and enhance efficiency. AN OUTSOURCED OFFICE: MORE THAN JUST
EVAN S. BRANFMAN ► Navigating Challenges in 2025: The evolving landscape of family offices and how ACCOUNTING TEAM WEALTH MANAGEMENT
CFS®, CAS®, CRPCTM,
APMATM, AWMATM, CRPSTM to stay ahead.
PRIVATE WEALTH ADVISOR
KUTTIN WEALTH ► Strategic Tax Planning: Maximizing tax efficiencies and ensuring compliance in 5 THE KEY CHALLENGES 29 CYBERSECURITY AND
MANAGEMENT FACING FAMILY OFFICES DATA PRIVACY FOR FAMILY
a shifting regulatory environment.
TODAY: NAVIGATING THE OFFICES: PROTECTING
► Estate & Legacy Planning: Safeguarding your family’s wealth through effective EVOLVING LANDSCAPE IN WEALTH AND PRIVACY IN
trust and estate structures. 2025 AN INCREASINGLY DIGITAL
EDITOR ► Philanthropy with Purpose: Strengthening your impact while maintaining WORLD
financial sustainability. 9 HOW TO OPTIMIZE THE FAMILY BUSINESS: WHY
► Investment Strategies: Developing a portfolio that aligns with your family’s long- TAX PLANNING 33 MOST DON’T LAST
term vision. FOR FAMILY OFFICES TO THE THIRD GENERATION
► The Family Business Lifecycle: Understanding why most family businesses don’t
survive beyond the third generation—and how to break the cycle. 13 TRUST & ESTATE PLANNING 35 PREPARING FOR THE
MISCELLANEOUS ITEMS TO FUTURE OF YOUR FAMILY:
► Cybersecurity & Risk Management: Protecting your assets and data in an STRATEGIC WEALTH
ALBERT BORGHESE CONSIDER (2025)
CPA increasingly digital world. PLANNING FOR THE NEXT
PARTNER
CERINI & ASSOCIATES, LLP ► Future-Proofing Your Family Office: Preparing for what’s next in an era of rapid FLEXING YOUR GENERATION
(631) 868-1126 19
ABORGHESE@CERINICPA.COM change. PHILANTHROPIC MUSCLE:
ASSOCIATE EDITOR At Cerini & Associates, we take pride in being more than just accountants—we are trusted CHOOSING THE RIGHT GIVING 39 SAFEGUARDING YOUR
VEHICLE
advisors dedicated to helping family offices like yours navigate the complexities of wealth LEGACY: THE POWER OF
management. Our extensive experience working with family offices allows us to deliver tailored WILLS AND TRUSTS FOR
solutions that address not only your immediate needs but also your long-term objectives. We 21 DEVELOPING AN EFFECTIVE FAMILY OFFICES
work seamlessly with your legal and wealth advisors to ensure a fully integrated approach, INVESTMENT STRATEGY:
allowing you to focus on what matters most—growing your legacy and securing your family’s THE WEALTH PYRAMID
future.
KRISTINA MEOLA
SUPERVISOR We hope this guide serves as a valuable resource as you continue to refine and strengthen your
CERINI & ASSOCIATES, LLP family office. Should you wish to discuss how we can support your efforts, we welcome the
(631) 750-0442 opportunity to connect.
KMEOLA@CERINICPA.COM
PAGE LAYOUT
Together, we can ensure that your family office remains resilient, strategic, and positioned for
KRISTINA LAINO success in 2025 and beyond.
GRAPHIC DESIGNER Albert Borghese, CPA
CERINI & ASSOCIATES, LLP Partner
(631) 750-0390
KLAINO@CERINICPA.COM
(631) 582-1600 | 3340 Veterans Memorial Hwy., Bohemia, NY 11716
www.CeriniCPA.com 2