Page 16 - Wire Works 2020 Benefit Guide
P. 16

Health Plan Cost-Sharing Illustration





                        How HDHP HSA Health Plans Work




            $$$$
                            Maximum Out-Of-Pocket (MOOP)


                                Plan pays 100% Of All Medical Expenses                          Maximum


              $$$                                                                               Out-Of-Pocket
                                                                                                Is Met
                                                                            RX
                                  COINSURANCE
                                  COINSURANCE                               COPAYS



                                                                             Prescription
                             You Pay               Plan Pays                 Drug Copays
                              Plan Pays 100% After Deductible
                            A Portion              A Portion                 After
                              Except Prescription Drug Copays
                                                                             Deductible
                                                                             Accumulate to
                                                                             MOOP
                                                                                                 Deductible
               $$
                                             DEDUCTIBLE                                          Is Met



                               You Pay 100%  of all Services Until Deductible Is Met
                                (Hospitalizations, In-Patient/Out-Patient Services,
             Medical                        Labs, Testing, Prescriptions)
               Bills




                                 Preventative Care is covered at 100%
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