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2  Spending   비하고 얼마나 저축하고 있습니까?
               한 개인의 능력에 따라 한 나라의 경제 상황에도 영향을 끼치는데, 여러분은 얼마나 소
 UNIT  Saving and  Point   소비와 저축을 균형 있게 유지하는 것이 가장 현명한 경제활동입니다. 이러




 소비와 저축의 경제학
           Part 1                               Part 2
           Topic Discussion                     General Discussion
                                                Economy and life

          1.        What would happen if you just kept   1.        Compared to the past, how has the
            saving without spending?            value of 1,000 won changed? What
                                                were you able to buy with 1,000 won in
                                                the past? How about today?
 Read & Discuss


   What would happen if you only saved your money and never spent
 it? You’d have plenty of money, but nothing else. And what if you never saved   2.   What would happen if you just kept   2.   Many countries in Europe use a single


 money and only spent it? Of course, you could enjoy buying expensive new products.   spending without saving?  currency called the Euro. What do you
 But you would probably buy more than you needed. As you can imagine, neither of   think about this idea? If there were only
                                                one currency in the world, what would
 these situations would be good for you or for the economy.
                                                change?
 A country’s economic situation is affected by the ability of people to balance their
 own personal spending and saving. If people save too much, they would not buy
 many things. Companies’profits would decrease, and they would not need as many   3.   How are individual consumption and   3.   Try to remember the financial crisis of


 employees as before. Eventually, many people would lose their jobs. This, in turn,   the national economy connected?  1997. What changes in our life were
 would cause the economy to slow down. A slow economy results in a miserable time   caused by the IMF crisis?
 because making money becomes very difficult.
 On the other hand, if people spend too heavily, the economy would expand too
 quickly: stores would be short of goods, and prices would keep rising. Stores could
 charge any price they choose to, as consumers are always willing to pay any price for   4.   What are good ways to stop yourself   4.   How much is your monthly allowance?


 necessary things, like food. The economy would quickly overheat, and money itself   from buying things on impulse?  And how much do you spend and save?
 would begin to lose its value. This situation would also lead to a damaged economy,
 with people unable to afford the things they need.
 The economy is not just numbers and graphs. Balancing our spending and saving
 is important not only for us but also for the society we live in. After all, we are all
 connected to one another through the economy.

 16  Speaking EX                                                  Business & Economy  17





 speaking EX_001_BE.indd   16-17                                          9/27/08   7:07:25 PM
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