Page 14 - SA Chamber UK MONTHLY NEWSLETTER - March 2024

Can you provide me with a UK mortgage?
Pooja: To understand your own liquidity and determine how much you can borrow for

a mortgage, we’ll estimate your capacity to draw income and take a long-term view by
looking at your personal or business accounts.

Where appropriate, we can offer higher LTV loans, an interest-only mortgage or
a secured revolving mortgage facility, which gives you access to flexible capital and
supports cash flow. We can also help if you want to invest in property, by exploring

buy-to-let mortgages.

What savings accounts are available for individuals like me?
Pooja: Depending on your needs, a private bank savings account that pays an

attractive rate on interest might suit you. We have two dedicated notice deposit
accounts for high-net-worth individuals, which pay an increased rate of interest on
balances over £1m. Funds can be withdrawn after a notice period of one or three

months, to support liquidity.

What is the relationship between personal and business banking at Investec?
Pooja: In short, if there’s a way we can help, we’ll try and do so. It’s the long-term

relationships we build and our holistic support that makes us stand out. We’re pragmatic
and we thrive on entrepreneurial spirit.

14

SA CHAMBER UK NEWSLETTER MARCH 2024