Page 25 - QCS.19 Employee Benefits
P. 25

What You Will Pay                        Limitations, Exceptions, &
                                             Other Important Information
ider Out-of-Network Provider
                                            Prior Authorization is required. If
least)        (You will pay the most)       you don't get Prior Authorization,
                                            benefits could be reduced by
ay/                                         50% of the total cost of the
                                            service.
              50% coinsurance
                                            *Out-of-network emergency
y/visit       Physician: 50% coinsurance    services are covered at the
urance        Surgeon: 50% coinsurance      network benefit level.

surance Physician: 0% coinsurance*
y/visit and Facility: $300 copay/visit and

               0% coinsurance*

              0% coinsurance*

ay/visit and                                One copay is applied per network
                                            urgent care visit.
               Physician: 50% coinsurance
 y/visit and Facility: 50% coinsurance      Prior Authorization is required. If
                                            you don't get Prior Authorization,
              50% coinsurance               benefits could be reduced by
                                            50% of the total cost of the
pay/visit     Physician: 50% coinsurance    service.
              Surgeon: 50% coinsurance
 e                                          Prior Authorization is required for
urance                                      inpatient services. If you don't get
                                            Prior Authorization, benefits
ay/visit and  Physician: 50% coinsurance    could be reduced by 50% of the
              Facility: 50% coinsurance     total cost of the service.
 rance/
ces           Physician: 50% coinsurance    Cost sharing does not apply to
ay/visit and  Facility: 50% coinsurance     certain preventive services.
                                            Depending on the type of
 rance                                      services, coinsurance mayapply.
                                            Maternity care may include tests
              50% c oinsuranc e

              50% c oinsuranc e
              50% coinsurance

ument at www.myallsavers.com.               3 of 6
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