Page 23 - PWH.19 Employee Benefits
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mples of how this plan might cover medical care. Your actual costs will
 s your providers charge, and many other factors. Focus on the cost
 d excluded services under the plan. Use this information to compare
 . Please note these coverage examples are based on self-only coverage.

s type 2 Diabetes                       Mia’s Simple Fracture
network care of a well-     (in-network emergency room visit and follow
d condition)
                                                 up care)

eductible     $5,000        The plan’s overall deductible                $5,000
ce               0%         Specialist coinsurance
oinsurance       0%         Hospital (facility) coinsurance                 0%
                 0%         Other coinsurance                               0%
                                                                            0%

t includes services         This EXAMPLE event includes services
n office visits (including  like:
work)                       Emergency room care (including medical supplies)
pment (glucose meter)       Diagnostic test (x-ray)
                            Durable medical equipment (crutches)
                            Rehabilitation services (physical therapy)

              $7,460 Total Example Cost                                  $2,010

 ould pay:    $1,198        In this example, Mia would pay:              $1,925
Sharing       $4,446                            Cost Sharing                 $0
                                                                             $0
 n’t covered       $0        Deductibles
pay is                       Copayments                                      $0
                 $55         Coinsurance                                 $1,925
              $5,699
                                                What isn’t covered
                             Limits or exclusions

                             The total Mia would pay is

er costs of these EXAMPLE covered services.

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