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LEGAL NOTICESAvailability of Summary Health InformationAs an employee, the health benefits available to yourepresent a significant component of your compensationpackage. They also provide important protection for you andyour family in the case of illness or injury. You should receivea Summary of Benefits and Coverage (SBC) during OpenEnrollment. These documents summarize importantinformation about all health coverage options in a standardformat. Please contact your benefit resource if you have anyquestions or did not receive your SBC.Patient Protection and Affordable Care ActPlease note: the Fund medical plans are consideredcompliant with the Patient Protection and Affordable CareAct. There are no annual limits, dependent children can becovered to age 26 and preventive care is covered at 100%with no member cost-sharing and the pre-existing exclusionlimitations have been removed. As new Health Care Reformrequirements become effective, the Fund plans will bemodified. We are fully committed to complying with allregulations and intend to notify you as soon as possible ofany change(s).Newborns%u2019 and Mothers' Health Protection ActGroup health plans and health insurance issuers generallymay not, under Federal law, restrict benefits for any hospitallength of stay in connection with childbirth for the mother ornewborn child to less than 48 hours following a vaginaldelivery, or less than 96 hours following a cesarean section.However, Federal law generally does not prohibit the mother'sor newborn's attending provider, after consulting with themother, from discharging the mother or her newborn earlierthan 48 hours (or 96 hours as applicable). In any case, plansand issuers may not, under Federal law, require that aprovider obtain authorization.Newborns%u2019 and Mothers' Health Protection ActIf you have had or are going to have a mastectomy, you maybe entitled to certain benefits under the Women's Health andCancer Rights Act of 1998 (WHCRA). For individuals receivingmastectomy-related benefits, coverage will be provided in amanner determined in consultation with the attendingphysician and the patient, for:%u2022 all stages of reconstruction of the breast on which themastectomy was performed; f you have had or are going tohave a mastectomy, you may be entitled to certain benefitsunder the Women's Health and Cancer Rights Act of 1998(WHCRA). For individuals receiving mastectomy-relatedbenefits, coverage will be provided in a manner determinedin consultation with the attending physician and the patient,for:all stages of reconstruction of the breast on which themastectomy was performed;surgery and reconstruction of the other breast to producea symmetrical appearance; prostheses; andtreatment of physical complications of the mastectomy,including lymphedema.These benefits will be provided subject to the samedeductibles and coinsurance applicable to other benefits. Ifyou have any questions, please speak with HumanResources.Premium Assistance Under Medicaid and the Children%u2019s Health Insurance Program(CHIP)If you or your children are eligible for Medicaid or CHIP andyou%u2019re eligible for health coverage from your employer, yourstate may have a premium assistance program that canhelp pay for coverage, using funds from their Medicaid orCHIP programs. If you or your children aren%u2019t eligible forMedicaid or CHIP, you won%u2019t be eligible for these premiumassistance programs but you may be able to buy individualinsurance coverage through the Health InsuranceMarketplace. For more information, visit www.healthcare.gov.If you or your dependents are already enrolled in Medicaid orCHIP and you live in a State listed below, contact your StateMedicaid or CHIP office to find out if premium assistance isavailable.If you or your dependents are NOT currently enrolled inMedicaid or CHIP, and you think you or any of yourdependents might be eligible for either of these programs,contact your State Medicaid or CHIP office or dial 1-877-KIDSNOW or www.insurekidsnow.gov to find out how to apply. Ifyou qualify, ask your state if it has a program that might helpyou pay the premiums for an employer-sponsored plan.If you or your dependents are eligible for premiumassistance under Medicaid or CHIP, as well as eligible underyour employer plan, your employer must allow you to enrollin your employer plan if you aren%u2019t already enrolled. This iscalled a %u201cspecial enrollment%u201d opportunity, and you mustrequest coverage within 60 days of being determined eligiblefor premium assistance. If you have questions aboutenrolling in your employer plan, contact the Department ofLabor at www.askebsa.dol.gov or call 1-866-444-EBSA(3272).If you live in one of the following states, you may be eligiblefor assistance paying your employer health plan premiums.The following list of states is current as of July 31, 2024.Contact your State for more information on eligibility %u2013ALABAMA %u2013 MedicaidWebsite: http://myalhipp.com/Phone: 1-855-692-5447ALASKA %u2013 MedicaidThe AK Health Insurance Premium Payment ProgramWebsite: http://myakhipp.com/Phone: 1-866-251-4861Email: CustomerService@MyAKHIPP.comMedicaid Eligibility:https://health.alaska.gov/dpa/Pages/default.aspxARKANSAS %u2013 MedicaidWebsite: http://myarhipp.com/Phone: 1-855-MyARHIPP (855-692-7447)CALIFORNIA - MEDICAIDHealth Insurance Premium Payment (HIPP) Programhttp://dhcs.ca.gov/hippPhone: 916-445-8322Fax: 916-440-5676Email: hipp@dhcs.ca.gov29