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In-Network Benefits Out-of-Network BenefitsSelect a dentist or specialist from the network Select any dentist or specialistPay less for covered services because network dentists haveagreed to offer services at lower negotiated rates.You may save on out-of-pocket costs for many services notcovered under your plan. Network Dentists have agreed to offerour customers discounted fees for all procedures on their feeschedules. (Not available in all states).Network dentists will submit claims for you.All network dentists have met Cigna credentialing requirementsbased on national standards.Your out-of-pocket expenses will generally be higher becauseout-of-network dentists have not agreed to offer Cigna plancustomers negotiated rates.Depending on your plan design, out-of-network dentists maybill you the difference between the payment they receive fromCigna and their usual fees.You may have to file your own claims.Please refer to your Summary of Benefits for specific plan details, any age frequency limitations, and a complete list ofexclusions and limitations.Use your planto receivedental careTo access Cigna Dental Virtual Care, log in to your myCigna.com account andselect the option to %u2018Find Care & Costs%u2019.16Dental Plans (cont.)Finding a Dentist with the Total CignaDental PPO (DPPO) NetworkTo find an in-network Dentist in your area:Log into myCigna.com, click %u201cCoverage%u201d,and select %u201cDental page%u201d to search for innetwork providers.1.If you don%u2019t have access to myCigna.com,go to Cigna.com, at the top of the page.2.3. Select %u201cFind A Doctor, Dentist or Facility%u201d.4. Click %u201cDPPO/EPO > Total Cigna DPPO%u201d.Your Dental Benefits ExplainedHelps address urgent dental concerns like toothaches, infections, gum inflammation, or broken teeth.Processed as an in-network claim with no copay or coinsurance (but applies to your plan%u2019s annualmaximum, if applicable).Identifies whether more involved procedures are needed, and helps guide care. Medications prescribed with guided follow-up care.Referrals to a network dentist for additional care, if required.Cigna Dental Virtual Care is available 24 hours a day, 7 days a week.Finding a Dentist with the Cigna DentalCare HMO (DHMO) NetworkTo find an in-network Dentist in your area:Log into myCigna.com, click %u201cCoverage%u201d,and select %u201cDental page%u201d to search for innetwork providers.1.If you don%u2019t have access to myCigna.com,go to Cigna.com, at the top of the page.2.3. Select %u201cFind A Doctor, Dentist or Facility%u201d.Click %u201cCIGNA DENTAL CARE DHMO > CignaDental Care Access Plus%u201d.4.DHMO Low Dental Plan Network Search: DPPO High Dental Plan Network Search:
