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401(k)Retirement Plan33Access Your 401(k) Fidelity NetBenefits AccountRegister for a Fidelity NetBenefits%u00ae account at www.401k.com.Verify your identity (name, date of birth, social security number)Set up your username and create a password.If you are already a Fidelity customer, use your existing credentials.Select a security question.Once logged in, provide your email address and phone number.After you log in, you can update how much you want to set aside to save from your paycheck, makechanges to your investments and more.If you have questions or need help accessing your account, visit www.401k.com or call 1-800-835-5097.401(k)Ardena offers a 401(k) through Fidelity NetBenefits to enable eligible employees to save for retirement.The 401(k) allows eligible employees aged 18 and older to make pre-tax contributions to a traditional 401(k) or posttax contributions to a Roth 401(k). Eligible employees may begin making deferral contributions once they meet theeligibility requirements as outlined in the Summary Plan Description (SPD).Eligible new hires will receive the company match for the annual play year. Please consult your plan summary for fullplan details. Employees may modify their enrollment at any time by logging into their Fidelity account.You may contribute up to the lesser of 90% of eligible compensation or $23,000 in 2025. If you are projected to beage 50 or older by the end of the year, you may also make a catch-up contribution of up to $7,500 in 2025.Start early for greater impact. Starting today could give you significantly more at retirement than waiting fiveyears.Contribute as much as possible. The more you contribute, the closer you'll get to reaching your financial goals.Start with what you can afford. Choose an amount that feels comfortable%u2014there%u2019s flexibility to adjust it later. Thekey is to start now.Invest more, pay less in taxes. Pre-tax contributions reduce your taxable income, helping you lower current taxeswhile building your retirement savings.Best Practices for Retirement Planning:Enrollment will go directly through Fidelity NetBenefits. HR will notify you when the portal is available for enrollment.