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Acknowledgements




           Acknowledgements



           This course was written by Martin Upton.
           The material acknowledged below is Proprietary, used under licence and not subject to
           Creative Commons licensing. See terms and conditions. Grateful acknowledgement is
           made to the following:
           Course image: ©Rosemary Calvert/Getty Images.
           Photographs
           Figure 3: Courtesy of www.moneysupermarket.com; Figure 4: Copyright © Des Jenson/
           Photoshot; Figure 10: Courtesy of the Advertising Archives; Figure 11: Copyright ©
           Marcus Clackson/iStockphoto.com; Figure 12 left: Courtesy of Consumer Credit
           Counselling Service www.cccs.co.uk; Figure 12 right: Courtesy of Citizens Advice
           Bureau.
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           This free course is adapted from a former Open University course called
           'You and your money(DB123)'




















































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