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                                                                                                 U.S. NEWS Friday 14 april 2023

            States confront medical debt that’s bankrupting millions



            By JESSE BEDAYN                                                                                                     cate  debt  for  residents.  A
            Associated Press/Report for                                                                                         New Jersey proposal would
            America                                                                                                             use federal funds from the
            DENVER (AP) — Cindy Pow-                                                                                            American Rescue Plan Act
            ers  was  driven  into  bank-                                                                                       to achieve the same end.
            ruptcy by 19 life-saving ab-                                                                                        Bills  in  Florida  and  Mas-
            dominal  operations.  Medi-                                                                                         sachusetts  would  protect
            cal  debt  started  stacking                                                                                        some personal property —
            up for Lindsey Vance after                                                                                          such as a car that is need-
            she  crashed  her  skate-                                                                                           ed for work — from medical
            board and had to get nine                                                                                           debt collections and force
            stitches  in  her  chin.  And                                                                                       providers to be more trans-
            for Misty Castaneda, open                                                                                           parent  about  costs.  Flori-
            heart surgery for a disease                                                                                         da’s  legislation  received
            she’d  had  since  birth  sad-                                                                                      unanimous    approval   in
            dled  her  with  $200,000  in                                                                                       House and Senate commit-
            bills.                                                                                                              tees on its way to votes in
            These  are  three of  an  esti-                                                                                     both chambers.
            mated  100  million  Ameri-                                                                                         In  Colorado,  New  York,
            cans  who  have  amassed                                                                                            New  Jersey,  Illinois,  Massa-
            nearly $200 billion in collec-                                                                                      chusetts and the U.S. Con-
            tive medical debt — almost                                                                                          gress  lawmakers  are  con-
            the size of Greece’s econo-                                                                                         templating bills  that would
            my — according to the Kai-   The gold dome of the Colorado State Capitol on March 23, 2023, in Denver.              bar medical debt from be-
            ser Family Foundation.                                                                             Associated Press  ing  included  on  consumer
            Now  lawmakers  in  at  least  scores  or  require  greater  But  there  are  opponents.  ing to a 2019 study from the  reports, thereby protecting
            a dozen states and the U.S.  transparency  in  the  costs  Colorado Republican state  American  Journal  of  Pub-   debtors’ credit scores.
            Congress have pushed leg-    of care. In Colorado, House  Sen.  Janice  Rich  said  she  lic  Health.  Powers’  family  Castaneda, who was born
            islation to curtail the finan-  lawmakers  approved  a  worried  that  the  proposal  ended  up  owing  $250,000  with a congenital heart de-
            cial  burden  that’s  pushed  measure  Wednesday  that  could  “constrain  hospitals’  for  the  19  life-saving  ab-  fect, found herself $200,000
            many  into  untenable  situ-  would lower the maximum  debt collecting ability and  dominal surgeries. They de-     in  debt  when  she  was  23
            ations:  forgoing  needed  interest  rate  for  medical  hurt their cash flow.”        clared bankruptcy in 2009,  and  had  to  have  surgery.
            care  for  fear  of  added  debt  to  3%,  require  great-  For patients, medical debt  then  the  bank  foreclosed  The debt tanked her credit
            debt,  taking  a  second  er  transparency  in  costs  has  become  a  leading  on their home.                      score and, she said, forced
            mortgage  to  pay  for  can-  of  treatment  and  prohibit  cause  of  personal  bank-  “Only recently have we be-  her to rely on her emotion-
            cer  treatment  or  slashing  debt  collection  during  an  ruptcy,  with  an  estimated  gun to pick up the pieces,”  ally   abusive   husband’s
            grocery  budgets  to  keep  appeals process.              $88  billion  of  that  debt  in  said James Powers, Cindy’s  credit.
            up with payments.            If  it  became  law,  Colo-  collections nationwide, ac-  husband,  during  his  Febru-  For  over  a  decade  Cas-
            Some of the bills would cre-  rado  would  join  Arizona  in  cording to the Consumer Fi-  ary  testimony  in  favor  of  taneda wanted out of the
            ate medical debt relief pro-  having  one  of  the  lowest  nancial  Protection  Bureau.  Colorado’s bill.          relationship, but everything
            grams  or  protect  personal  medical debt interest rates  Roughly  530,000  people  In  Pennsylvania  and  Ari-    they owned was in her hus-
            property  from  collections,  in the country. North Caro-  reported  falling  into  bank-  zona,  lawmakers  are  con-  band’s  name,  making  it
            while others would lower in-  lina  lawmakers  have  also  ruptcy  annually  due  partly  sidering medical debt relief  nearly  impossible  to  break
            terest  rates,  keep  medical  started mulling a 5% interest  to  medical  bills  and  time  programs  that  would  use  away.  She  finally  divorced
            debt  from  tanking  credit  ceiling.                     away  from  work,  accord-   state  funds  to  help  eradi-  her husband in 2017.q



            FAA says it has sent 250 cases of unruly

            passengers to FBI




            By DAVID KOENIG              last  year  but  took  time  to  for unruly behavior.”
            AP Airlines Writer           investigate.  Airlines  have  The  FBI  did  not  say  how
            Federal  officials  said  Thurs-  reported  fewer  cases  of  often  it  acts  on  the  FAA
            day  they  have  referred  unruly passengers since last  referrals.  Assistant  Direc-
            more than 250 unruly airline  April, when a federal judge  tor  Luis  Quesada  said  the
            passengers  to  the  FBI  for  struck down a requirement  bureau  is  “committed  to
            possible  criminal  prosecu-  that people wear masks on  investigating  all  incidents
            tion since late 2021, includ-  planes and public transpor-  that  fall  within  FBI  jurisdic-
            ing one as recently as last  tation.  Before  that  ruling,  tion  aboard  commercial
            month,  when  a  man  tried  about two-thirds of all inci-  flights,” but did not provide
            to  stab  a  flight  attendant  dents  on  planes  involved  numbers.                  People pass through Salt Lake City International Airport on Jan.
            with a broken-off spoon.     disputes over masks.         The  FAA  announcement       11, 2023, in Salt Lake City.
            The  pace  of  the  criminal  “If you act out on a plane,  about came as lawmakers                                              Associated Press
            referrals  is  slowing,  how-  you  should  just  stay  at  push  legislation  to  create  of  opposition  from  conser-  clude  allegations  of  as-
            ever.  The  Federal  Aviation  home  because  we  will  a new no-fly list for people  vatives  and  civil  libertar-  saults  against  flight  atten-
            Administration    identified  come  after  you  with  seri-  convicted or fined for inter-  ians.  The  current  FBI  no-fly  dants  and  fellow  passen-
            17 cases it has sent to the  ous  consequences,”  act-    fering  with  flight  crews.  A  list is aimed at people sus-  gers,  attempts  to  open
            FBI in the first three months  ing  FAA  Administrator  Billy  similar proposal backed by  pected of terrorism ties.  airplane exits during flights,
            of  this  year  —  mostly  for  Nolen said in a statement.  airline unions failed to gain  The 17 cases that the FAA  and trying to break into the
            incidents  that  happened  “We  have  zero  tolerance  ground last year in the face  has  referred  this  year  in-  cockpit.q
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