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                                                                                                  business Wednesday 12 January 2022
            Millennial Money: How to have the wedding you want for less




            By SARA RATHNER                                                                        select  are  going  to  go  in  Both Glantz and Harris rec-
            of NerdWallet undefined                                                                the trash. Programs get left  ommend  paying  attention
            This  one  goes  out  to  all                                                          on chairs after the ceremo-  to  weddings  you  attend
            you  lovebirds  who  got  en-                                                          ny, and menus get tucked  as  a  guest  before  your
            gaged  over  the  holidays                                                             under  plates  after  a  quick  own  big  day.  What  made
            and  are  now  left  planning                                                          scan.  Even  your  invitations  you feel welcome? Guests
            a wedding with zero event-                                                             will get only a few months  won't  remember  that  you
            planning experience.                                                                   on guests' refrigerators be-  got  married  in  a  pictur-
            Somehow you're expected                                                                fore they head to the land-  esque  historic  mansion,
            to  craft  a  day  that's  tradi-                                                      fill.  "They  just  tossed  a  $10  but  they  will  remember  if
            tional,  yet  modern.  Well-                                                           bill into the garbage," Harris  that mansion had only one
            attended,  yet  intimate.  It's                                                        says. If you want the tradi-  bathroom with a 20-minute
            about you as a couple, but                                                             tion  of  paper  for  a  lower  line  to  use  it.  Cut  expens-
            also  shouldn't  be  offensive                                                         cost,  skip  the  menus  and  es  elsewhere  to  focus  on
            to any of your guests. And                                                             programs.  You  can  also  food,  drink,  entertainment
            most  crucially,  don't  over-                                        Associated Press  find  gorgeous  paper  invi-  and guest comfort.
            spend,  but  make  sure  it   fill it with? What can you af-  services  where  you  can   tations at certain online re-  —   PROFESSIONAL   VEN-
            looks expensive.             ford to fill it with?"       share  flowers  with  another   tailers  for  a  fraction  of  the  DORS: Hiring a friend or do-
            If  you  focus  your  spend-  REEVALUATE  TRADITIONAL  couple getting married the      price. Many of these print-  ing a task yourself might feel
            ing on what you and your     'MUST-HAVES'                 same week.                   ing  companies  offer  sea-  like a money-saving move.
            guests  will  actually  notice,   "This  is  the  biggest  thing  —   TRANSPORTATION:   sonal sales, too.          Harris  cautions  that  unlike
            and  skip  expensive  things   I  have  to  tell  everybody  "We're locked into this idea   —  PARTY  FAVORS:  Please,  a professional vendor, your
            no one really cares about,   when  they  plan  a  wed-    that  the  big  stretch  limo   let  2022  be  the  year  we  friend  likely  won't  have  a
            you'll  have  a  beautiful   ding: You don't need any-    will  get  you  to  the  church   cancel party favors. Guests  backup plan for when the
            wedding without the debt.    thing  at  your  wedding  to  or  get  you  to  the  venue,"   leave  them  behind,  and  flower  order  is  late  or  the
            ESTABLISH YOUR BUDGET        get  married,"  Glantz  says.  says   Sheavonne   Harris,   you'll be stuck with 75 per-  sound equipment is on the
            Before  you  plan  anything,   "If  you  don't  want  a  cake,  owner  and  lead  coordi-  sonalized  beer  koozies  for  fritz. And booking a pro at
            set  a  budget  based  on    don't  have  a  cake.  If  you  nator  at  Events  by  Sheav-  the rest of your life.   the  last  minute  because
            what  you  (and  your  fami-  don't want to wear a dress  onne in New York City. But   SPEND ON WHAT GETS NO-      that  friend  backs  out  will
            lies,  if  they're  contributing)   or a tuxedo, don't."   your  guests  will  be  seated   TICED                  end  up  costing  you  even
            can  afford.  Make  every    Here are some other ways  inside  when  you  arrive,  so   — PHOTOGRAPHY: Long af-    more.
            decision  with  that  number   to save.                   that car won't be a part of   ter your wedding, the only  USE   REWARDS      CREDIT
            in  mind,  whether  it's  $250,   —  DECOR:  Guests  remem-  your  grand  entrance.  Car   things you'll be left with are  CARDS
            $5,000 or $50,000.           ber  the  overall  vibe,  not  services also require you to   memories and pictures. This  Many  self-employed  ven-
            At its core, a wedding is sim-  the  tiny  details.  "People  at  book  for  a  minimum  num-  is not the task to assign to  dors  don't  accept  credit
            ply "a celebration of love,"   weddings are busy," Glantz  ber of hours, according to   that cousin who took a few  cards, but whenever possi-
            says Jen Glantz, founder of   says.  "And  when  you're  Harris, so you'll end up pay-  photography classes in col-  ble, pay for wedding costs
            the  company  Bridesmaid     busy, you don't see things."  ing for time you don't use.   lege.                     with a rewards credit card.
            for Hire and an email news-  Save  on  decor  by  renting  She  recommends  booking    "If you want to put money  Not  only  can  you  earn
            letter called The First Years   it  or  scouring  Buy  Nothing  a ride-hailing service — yes,   into  something,  put  it  into  cash  back  or  travel  re-
            of  Marriage.  "In  that  cele-  groups  on  social  media.  just  like  when  you  need  a   photography,"  Harris  says.  wards  (hello,  discounted
            bration, there are no rules.   Already-married   friends  ride to the airport.         "With  photography,  you  honeymoon!), but should a
            …  Look  at  your  wedding   may  have  leftover  items  — INVITATIONS, PROGRAMS       definitely get what you pay  vendor  not  honor  its  com-
            as a blank slate, an empty   they'd be happy to lend or  AND  MENUS:  All  those  pa-  for."                       mitment  to  you,  you  can
            room. What do you want to    pass along. There are even  per items you painstakingly   —  THE  GUEST  EXPERIENCE:  dispute charges.q


            Outbreaks, bottlenecks expected to

            slow global growth in ‘22



            By PAUL WISEMAN              In its Global Economic Pros-  year,  down  from  6.3%  in
            AP Economics Writer          pects  report  out  Tuesday,  2021.
            WASHINGTON  (AP)  —  The  the  World  Bank  projects  The  arrival  of  COVID-19  in
            World  Bank  is  downgrad-   that  the  U.S.  economy  will  early  2020  slammed  glob-
            ing its outlook for the global  grow  3.7%  this  year,  down  al  economic  output.  The
            economy,  blaming  con-      from 5.6% in 2021. It expects  world  economy  shrank  by
            tinuing  outbreaks  of  CO-  China, the world's second-   3.4% in 2020. Massive relief
            VID-19, a reduction in gov-  biggest  economy,  to  see  provided  by  governments
            ernment economic support  growth decelerate to 5.1%  and super-low interest rates
            and ongoing bottlenecks in  in 2022 from 8% last year.    engineered    by    central                                           Associated Press
            global supply chains.        The  19  European  countries  banks  —  and  eventually
            The    189-country,   anti-  that share the euro curren-  the  rollout  of  vaccines  —  to  transport  them.  Espe-  raising  interest  rates  to
            poverty  agency  forecasts  cy are expected to collec-    triggered an unexpectedly  cially  in  the  United  States,  combat higher prices.
            worldwide        economic  tively  grow  4.2%  this  year,  strong recovery last year.   they have struggled to find  "The  world  economy  is  si-
            growth  of  4.1%  this  year,  down  from  5.2%  in  2021.  But  the  speed  of  the  re-  workers to fill job openings.  multaneously  facing  CO-
            down from the 4.3% growth  And  Japan  is  forecast  to  bound  caught  businesses  One  result  has  been  the  VID-19, inflation, and policy
            it was forecasting last June.  register 2.9% growth in 2022,  by  surprise.  They  have  highest   global   inflation  uncertainty,  with  govern-
            It's also down from the 5.5%  up from 1.7% last year.     scrambled to find raw ma-    rates  since  2008.  Central  ment  spending  and  mon-
            expansion  it  estimates  the  Emerging  and  developing  terials and supplies to meet  banks  are  now  reducing  etary policies in uncharted
            global  economy  tallied  in  economies are forecast to  customer  demand  and  their support for economic  territory,"  World  Bank  Presi-
            2021.                        collectively  grow  4.6%  this  the  ships,  trains  and  trucks  growth  and  considered  dent David Malpass said.q
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