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A12    BUSINESS
                  Wednesday 26 april 2023











                                                                                                                                Ambassador suites
                                                                                                                                eagle beach
                                                                                                                                1 Br WK # 14 room 1232 $7200
                                                                                                                                1 Br WK # 14 room 1333 $8400
                                                                                                                                1 Br WK # 14 room 1235 $7200
                                                                                                                                1 Br WK # 14 room 1132 $7800
                                                                                                                                Call:011-297-630-1307
                                                                                                                                johnnypaesch@gmail.com
                                                                                                                                www.halleytimetravelaruba.online
                                                                      In this June 15, 2018, file photo, cash is fanned out from a wallet
                                                                      in North Andover, Mass.                                   Ambassador suites
                                                                                                               Associated Press   eagle beach

                                                                      Kimberly Palmer: How                                      1 Br WK 15 room # 1429 $4500
                                                                                                                                1 Br WK 16 room # 1132 $4020
                                                                      to bolster your financial                                 1 Br WK 16 room # 1432 $4500
                                                                                                                                1 Br WK 16 room # 1227 $3600
                                                                      confidence                                                Call: 011-297-630-1307
                                                                                                                                johnnypaesch@gmail.com
                                                                                                                                www.halleytimetravelaruba.online
                                                                      By  KIMBERLY  PALMER  of     get started:                 Casa Del Mar
                                                                      NerdWallet                   SEEK  FINANCIAL  EDUCA-      eagle beach
                                                                      Melinda  Perez,  a  financial   TION                      2 Br WK # 13 room 1508 $17 K
                                                                      educator,  still  remembers   Learning  essential  lessons   2 Br WK # 13 room 1509 $14 K
                                                                      the first time she felt finan-  around  budgeting,  saving   2 Br WK # 13 room 1214 $14 K
                                                                      cially  confident.  She  had   and investing helps boost fi-  2 Br WK # 13 room 1305 $16 K
                                                                      recently  started  investing   nancial literacy, Perez says,   2 Br WK # 13 room 1216 $18 K
                                                                      money outside of her em-     which  can  positively  im-  2 Br WK # 13 room 1513 $16 K
                                                                      ployer-sponsored     retire-  pact actions. “To increase   Call:011-297-630-1307
                                                                      ment  account  because       financial  confidence,  we   johnnypaesch@gmail.com
                                                                      she  was  finally  earning   need  to  increase  educa-   www.halleytimetravelaruba.online
                                                                      more  than  she  spent.  “It   tion,  so  you  know  what
                                                                      was  exciting  because  for   tools you need,” she adds.  Casa Del Mar
                                                                      once,  I  had  what  felt  like   Those seeking financial ed-  eagle beach
                                                                      extra  money,”  recalls  Per-  ucation should start with lo-  2 Br WK 14 room 1301 $16 K
                                                                      ez,  who  lives  in  San  Anto-  cal organizations and com-  2 Br WK 14 room 1308 $14 K
                                                                      nio, Texas.                  munity groups that provide   2 Br WK 14 room 1305 $16 K
                                                                      Financial  confidence,  or   information  for  free,  she   2 Br WK 14 room 1313 $9,5 K
                                                                      the belief in one’s money-   adds.  Finding  financial  lit-  2 Br WK 14 room 1216 $ 18 K
                                                                      related  abilities,  might  not   eracy-focused  groups  on   2 Br WK 14 room 1513 $ 16 K
                                                                      come  up  as  much  as  fi-  Facebook  or  searching      Call:011-297-630-1307
                                                                      nancial literacy  especially   “financial  education  re-  johnnypaesch@gmail.com
                                                                      in  April,  Financial  Literacy   sources” for your area can
                                                                      Month  but money experts     lead  to  helpful  resources.
                                                                      say  it’s  often  the  hidden   The  U.S.  government’s  Of-  Casa Del Mar 2BR/2B:
                                                                      ingredient  behind  savvy    fice  of  the  Comptroller  of
                                                                      money decisions. “If there’s   the  Currency  also  offers  a   Week 2/Unit 1113 (18k);
                                                                                                                                Week 5/Unit 1315 (20k);
                                                                      no  financial  confidence,   helpful  Financial  Literacy
                                                                      there  is  no  willpower  to   Resource Directory.        Week 8/Unit 1113 (19k);
                                                                                                                                Week 8/Unit 1409 (19k);
                                                                      succeed. We translate that   “Find   your   community
                                                                      to  financial  self-efficacy,”   that  talks  about  finances   Week 10/Unit 1207 (17k);
                                                                                                                                Week 13/Unit 1509 (14k);
                                                                      says  Perez,  who  also  stud-  in a nonjudgmental way,”
                                                                      ies financial confidence as   so you have a safe place    Week 14/Unit 1308 (14k); and,
                                                                                                                                Week 15/Unit 1217 (10k).
                                                                      part  of  her  research  as  a   to  ask  questions  —  that
                                                                      doctoral  candidate  in  or-  community  might  include   CdMOwner@gmail.com
                                                                                                                                Us(Call/Text): (860)992-3890
                                                                      ganizational leadership.     friends  and  social  media
                                                                      But  confidence  with  mon-  groups, Perez says. q        _______________________________216163
                                                                      ey  can  be  hard  to  come
                                                                      by.  According  to  a  Nerd-
                                                                      Wallet  survey  in  January,
                                                                      three  quarters  of  Ameri-
                                                                      cans  say  they  do  not  feel
                                                                      confident  about  their  per-
                                                                      sonal  finances  for  2023,
                                                                      and many of them cite the
                                                                      uncertain U.S. economy.
                                                                      There  are,  however,  ways
                                                                      to  boost  your  financial
                                                                      confidence. Here’s how to
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