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TECHNOLOGY A23
                                                                                                                                                                     Friday 11 September 2015

Google debuts mobile-pay service in 2nd try 

ANICK JESDANUN                   for Android Pay. Apple

AP Technology Writer             Pay has raised awareness

SAN FRANCISCO (AP) — about mobile payments

Google’s answer to the Ap- and more merchants now

ple Pay mobile-payment have equipment capable

service is debuting in the of accepting the pay-

U.S., marking a do-over by ments.

the company behind the Android Pay will start rolling

world’s most-used operat- out in the U.S. on Thursday,

ing system for smartphones. though it might take up to

Android Pay will be simi- a week for some users to

lar to Apple Pay, ex- get it from the Android app

cept it works on Android store.

phones rather than Apple’s The app will come in-

iPhones. On some Sam- stalled on new, compatible

sung Android phones, it will phones from AT&T, T-Mobile

sit alongside Samsung Pay. and Verizon — the Softcard

All three services let people partners.

buy goods at retail stores Samsung Pay has been

by tapping their phones available in South Korea

against the store’s pay- since Aug. 20. A U.S. trial be-

ment terminal. The user’s gan Aug. 25, with a broad-

debit or credit card on file er debut planned for Sept.

then gets charged.               28. Apple Pay launched in

Google Wallet, the com-          the U.S. last October and          In this Jan. 17, 2012 file photo, a person tries a smartphone loaded with Google Wallet at the
pany’s first attempt in mo-      expanded to the U.K. this         National Retail Federation in New York. 
bile payments, flopped be-       summer.
cause it didn’t have a big       Here’s a closer look at                                                                                                                               Associated Press
enough network of com-           these payment systems.
patible devices and wire-        ___                               night, your keys might ac-     ber must be paired with a    fingerprint.
less carriers willing to work    WHAT ARE THE ADVANTAG-            cidentally slip out.           one-time code generated      With Samsung Pay, you
with it. Softcard, a rival ef-   ES OVER PLASTIC?                  The bigger advantage is        by that device. Hackers      need to swipe up from
fort by Verizon, AT&T and        Although taking out plas-         security. With all three ser-  getting that number will     the bottom first. That’s be-
T-Mobile, also got little trac-  tic isn’t difficult, using the    vices, you’re assigned a       also need physical posses-   cause the phone has no
tion. Google Inc. bought         phone is more convenient          substitute card number         sion of your phone.          way of detecting when it’s
much of Softcard’s  tech-        if you already have it out        unique to the phone. The       ___                          near a traditional, magnet-
nologyand is combining           — say, to check Facebook          store gets this number, so     WHAT ARE THE DISADVAN-       ic terminal. You can swipe
the two to form Android          while waiting in line. It’s also  if its system gets hacked,     TAGES?                       up from the lock screen or
Pay.                             great in cabs: When you           your main card number          There’s a chance it won’t    the home screen, or if the
The timing is also better        pull out your wallet late at      isn’t compromised. To          work when you try to pay.    screen is off (but the phone
                                                                   work, the substitute num-      Many merchants don’t         is on). If you’re in an app
                                                                                                  have the newer payment       such as Facebook, you

Serena Williams’ Slam bid delayed;                                                                terminals that Apple Pay need to get to the home
                                                                                                  and Android Pay require. screen first.

U.S. Open semi postponed                                                                          Samsung Pay has a back- Apple Pay and Android
                                                                                                  up mechanism. When the Pay will work when you’re in

                                                                                                  phone is tapped, it can any app. There’s no need

HOWARD FENDRICH                  matches in progress. But                                         mimic the old-school, mag- to swipe first or launch any

AP Tennis Writer                 the rain did eventually ar-                                      netic signals produced by payment app.

NEW YORK (AP) — Serena rive, wiping out play,                                                     card swipes. That means it ___

Williams will have to wait a little more than an hour                                             should work with most exist- WHAT DO YOU NEED?

before continuing her bid before Williams and Vinci                                               ing equipment — but not Android Pay requires an

for a calendar-year Grand were supposed to take the                                               everywhere. For instance, Android phone that has a

Slam: Her U.S. Open semi- court.                                                                  you’re not likely to give the near-field communication,

final was postponed be- It was drizzling at 7 p.m.,                                               waiter your phone — let or NFC, chip (most do) and

cause of rain in the fore- when that match would                                                  alone your passcode — to at least the KitKat version of

cast.                            have started.                                                    pay the check at a restau- Android, which came out

The top-seeded Williams Williams is trying to become                                              rant.                        in 2013. Samsung Pay works

was supposed to face the first tennis player since                                                ___ only with the Galaxy S6, S6

43rd-ranked Roberta Vinci Steffi Graf in 1988 to earn all                                         HOW DO YOU MAKE A PAY- Edge and S6 Edge Plus and

of Italy on Thursday night four Grand Slam titles in a                                            MENT?                        the Note 5, along with the

at Flushing Meadows, but         single season. She won the        A Pokemon display hangs        For Android Pay, you need    upcoming Gear S2 smart-
nearly four hours before         Australian Open in Janu-          above Toy Fair 2014 at the     to turn on the screen and    watch. For Apple Pay, you
that match would have            ary,                              Jacob K. Javits Convention     unlock your phone, such      need an iPhone 6 or 6s, the
started, the U.S. Tennis As-      the French Open in June          Center Sunday, Feb. 16, 2014,  as with your fingerprint or  Plus versions or an Apple
sociation — citing a predic-     and Wimbledon in July.            in New York.                   passcode. Then you tap       Watch.

tion of “rain throughout the Now the 33-year-old Ameri-            Associated Press the phone next to the pay- The latest iPad models sup-

evening” — pushed back           can has won her first five        nal moved to Friday from       ment terminal. Apple Pay     port in-app payments, but
both women’s semifinals          matches at the U.S. Open,         Thursday is No. 2 Simona       is similar, except it works  not those at stores.
until Friday.                    and needs two more victo-         Halep of Romania against       even with the screen off.    Your card also needs to
When the USTA announced          ries to add that champion-        No. 26 Flavia Pennetta of      When the phone detects       be from a bank that has
the rescheduling, there          ship to her 2015 collection.      Italy. q                       the payment terminal, it     signed on. The list varies by
were doubles and juniors         The other women’s semifi-                                        lights up and asks for your  service and is growing.q
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