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A32    FEATURE
               Thursday 28 November 2019
            Home buyouts split apart a flood-prone Missouri town




            By DAVID A. LIEB                                                                                                    said,  holding  the  buyout
            Associated Press                                                                                                    documents.
            MOSBY,  Mo.  (AP)  —  Tam-                                                                                          Milton  and  Sally  Denney
            my Kilgore raised the giant                                                                                         took  the  buyout  for  her
            claw  of  a  John  Deere  ex-                                                                                       mother's  old  house,  which
            cavator high in the air, then                                                                                       had  sat  vacant  since  her
            slammed  it  down  on  the                                                                                          death  several  years  ago.
            roof  the  house  where  she                                                                                        But  he  said  they  turned
            had spent nearly her entire                                                                                         down  a  $65,000  offer  for
            adult life.                                                                                                         their own home because it
            The   shingles   crunched,                                                                                          was "nowhere near enough
            but  not  much  else.  So  she                                                                                      money."
            did  it  again,  and  again  —                                                                                      For  65-year-old  Sally  Den-
            each time taking a bigger                                                                                           ney, who's spent her whole
            bite  with  the  mouth-like                                                                                         life  in  Mosby,  the  buyouts
            claw,  until  the  roof  above                                                                                      have stirred a sense of dis-
            her bedroom caved. Lum-                                                                                             belief,  anger,  frustration
            ber  and  siding  fell  to  the                                                                                     and fear that her beloved
            ground.                                                                                                             town  could  eventually  be
            "Oh, my goodness!" she ex-                                                                                          gone.
            claimed.                                                                                                            "I don't know that it's really
            The    machine's    opera-                                                                                          all sunk in yet," she said. But
            tor  had  given  Kilgore  the                                                                                       "it's gonna hit, and it's gon-
            chance  to  start  demolish-                                                                                        na be very sad."
            ing her own home. It's one   In this photo taken Monday, Nov. 18, 2019, vehicles pass by Mosby, Mo. About half the homes in   Mosby's revenue is likely to
            of  dozens  of  flood-prone   the flood-prone town are being demolished as part of a voluntary buyout program.      shrink  as  properties  once
            houses  being  torn  down                                                                          Associated Press  on  the  tax  rolls  become
            in  this  small  riverside  town                                                                                    empty plots owned by the
            northeast of Kansas City un-  This   year's   devastating  packing. But she was back  Emergency  Management  city, Mayor Harlin Clements
            der a federally funded buy-  flooding  in  the  Midwest,  in town on a cool Novem-     Agency.                      said. The terms of the buy-
            out  program  intended  to  which  caused  billions  of  ber  morning  to  watch  her  About    50   homeowners  outs  prohibit  future  devel-
            reduce  the  risks  and  costs  dollars of damage in more  old house come down.        said  they  were  interested.  opment.
            from future flooding.        than a dozen states, is likely  As Kilgore climbed into the  It took until this summer be-  Though  buyouts  are  dis-
            When  the  voluntary  buy-   to lead to more home buy-    excavator, longtime neigh-   fore  they  received  buyout  ruptive, the U.S. saves $7 in
            outs  are  complete,  nearly  outs.  And  more  could  be  bor  Betty  Cazzell  watched  offers, and about two-thirds  avoided costs for every $1
                                                                      somberly  from  across  the  have taken the deal.         spent through the federally
                                                                      chain-link   fence   where  But  for  some,  such  as  funded grants to acquire or
                                                                      the two would often chat.  83-year-old  Elmer  Sullivan,  demolish flood-prone build-
                                                                      Cazzell,  86,  opted  against  the offer just wasn't enough  ings,  according  to  a  study
                                                                      applying for a buyout. She  to  afford  a  house  some-   for the National Institute of
                                                                      didn't  want  the  hassle  of  where else.                Building Sciences.
                                                                      leaving  a  town  where  she  Sullivan was offered $20,000  "I can tell you — mitigation
                                                                      spent all but 10 years of her  for  the  modest  home  that  works,  it's  very  successful.
                                                                      life.
                                                                      "I've  seen  some  changes,
                                                                      but  they've  been  kind  of
                                                                      gradual," Cazzell said sadly.
                                                                      "This is kind of like a bomb
                                                                      exploding  or  something  —
                                                                      it's just all at once, and my
                                                                      neighbors are gone."
            In this photo taken Monday, Nov. 18, 2019, Tammy Kilgore sits in   The  2010  census  counted
            front of her former home in Mosby, Mo. before it was demolished   190  people  in  Mosby.  But
            as part of a voluntary buyout program in the flood-prone town.
                                                     Associated Press  that seems generous these
                                                                      days.
                                                                      Mosby began as a railroad
            half of Mosby will be gone,  necessary  nationwide  as  town in 1887 nestled along
            leaving  a  patchwork  of  climate change leads to ris-   the Fishing River, a tributary
            holdout  homes  and  bare  ing seas and more frequent  of the Missouri River. It grew
            lots.                        and intense rainstorms.      to  have  its  own  school,   In  this  photo  taken  Monday,  Nov.  18,  2019,  Tammy  Kilgore
                                                                                                   watches while her former home is demolished as part of a vol-
            Similar  buyout  programs  For  those  facing  buyouts,  bank  and  grocery  store,    untary buyout in flood-prone Mosby, Mo.
            have played out in numer-    the process can be both a  but all have since closed.                                              Associated Press
            ous  communities  ravaged  blessing  and  curse.  It  can  Financial  strains  led  Mos-
            by  floods  and  hurricanes.  provide  a  fresh  start  for  by  to  disband  its  police
            Over  the  past  three  de-  flood-weary  residents  who  department  in  2015.  That  he  said  he  bought  for  It  saves  the  pain  and  an-
            cades,  federal  and  local  choose  to  leave  but  also  same  year,  the  town  was  $17,000   three   decades  guish  of  people  that  get
            governments  have  spent  sever  a  sense  of  commu-     flooded  three  times  in  less  ago. Since then, he put on  flooded," former FEMA Ad-
            more than $5 billion to buy  nity for those left behind.  than  six  weeks.  Town  offi-  a new roof and siding and  ministrator  James  Lee  Witt
            tens of thousands of vulner-  And  the  process  can  be  cials decided in 2016 to ap-  spent  $4,000  rebuilding  a  said during a recent session
            able  properties  across  the  stressful:  Kilgore,  56,  suf-  ply to the state for a nearly  garage.              hosted  by  The  Pew  Chari-
            U.S., according to an Asso-  fered a heart attack in Sep-  $3  million  buyout  funded  "This  is  ridiculous.  This  offer  table  Trusts  on  ways  to  re-
            ciated Press analysis.       tember after a long day of  largely through the Federal  here ain't no good," Sullivan  duce local flood risks.q
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