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Monday 11 SepteMber 2017 BUSINESS
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             Want to try before you buy? These online retailers let you




            By JOSEPH PISANI                                                                                                    send  the  rest  back.  A  $21
            AP Business Writer                                                                                                  credit is taken off the price.
            NEW  YORK  (AP)  —  Ama-                                                                                            For those who plan to get
            zon  is  set  to  launch  a  ser-                                                                                   hitched,  Four  Mine  gives
            vice  that  lets  customers                                                                                         you  three  days  to  try  on
            order clothes, try them on                                                                                          three  engagement  rings
            at home and pay only for                                                                                            at  home.  The  test  rings
            what  they  keep.  It  sounds                                                                                       are  made  with  metal  in-
            novel, but Amazon is actu-                                                                                          stead of gold or platinum,
            ally late to the party. Sev-                                                                                        and  use  a  fake  diamond
            eral  online  startups  have                                                                                        to help it look like the real
            offered try-before-you-buy                                                                                          deal. The company places
            options  for  items  including                                                                                      a  $1  credit  card  hold  for
            jewelry,  clothing,  glasses                                                                                        each ring until they are re-
            and more.                                                                                                           turned,  and  charges  $50
            It  makes  shoppers  less                                                                                           each  for  ones  that  aren’t
            nervous  about  buying  on-                                                                                         sent back.
            line,  the  companies  say,
            and  also  gives  people  a                                                                                         ALMOST ANY SITE
            chance  to  touch  and  try                                                                                         Still in its testing mode, Try.
            on a necklace or shirt be-                                                                                          com says it has developed
            fore splurging. The retailers                                                                                       technology that lets shop-
            also know that getting you                                                                                          pers try before they buy at
            to  try  something  at  home   Warby Parker eyewear is displayed at a company retail store, Wednesday, Sept. 6, 2017, in New   many online retailers. Users
            means  you’re  more  likely   York. At Warby Parker, you can pick out five frames to try for five days for free.    pay $2.99 a month to add
            to keep it.                                                                               (AP Photo/Mark Lennihan)  a  button  to  their  Chrome
            Some  offer  home  try-ons   You’ll  be  charged  for  any  ones.                      are overwhelmed with the     internet browser and a Try.
            for  free,  others  charge  a   items you don’t return, and                            number  of  gadgets  avail-  com  option  shows  up  on
            fee or hold a small amount   the $25 fee will be deduct-  ELECTRONICS                  able,  and  Lumoid  offers  a   any site. Click the link, and
            on  a  credit  card  until  the   ed  from  the  cost  of  what  Lumoid  lends  used  cam-  test run. “Why not bring the   Try.com pays for the items.
            items are returned. All offer   you  buy.  Stitch  Fix  offers  a  eras,  drones  and  other  showroom  to  the  consum-  Members have seven days
            free  shipping  both  ways.   similar service for $20 a box.  electronics for a fee to help  er’s home?” she says.  to try clothing, shoes or ac-
            But  if  you  forget  to  send   The Black Tux, an online tux-  customers  decide  which  Lumoid  recently  signed   cessories  and  send  back
            the items back on time, or   edo and suit rental service,  one to buy. The rental fees  a  deal  with  Best  Buy,  and   any items they don’t want.
            damage them, you’ll likely   will send over an outfit to try  vary:  A  three-day  test  of  shoppers  at  BestBuy.com   If  you  keep  anything,  Try.
            have to pay the full price.  on for free for 48 hours.    a  Canon  camera  with  a  will soon be able to rent out   com will charge you for it.
            Here’s  how  some  of  the                                lens costs $57. Lumoid also  some of Best Buy’s cameras   The  monthly  fee  will  rise
            services work:               GLASSES                      lets  users  rent  three  smart-  and fitness trackers.   when  it  officially  launches
                                         At  Warby  Parker,  you  can  watches  for  $53  or  three                             in  November,  but  hasn’t
            CLOTHING                     pick  out  five  frames  to  try  high-end  headphones  for  JEWELRY                   set  a  price  yet,  says  co-
            Trunk Club, which is owned   for  five  days  for  free.  The  $30 and up. If you decide  Rocksbox  sends  members   founder  and  CEO  Ankush
            by  department  store  op-   company does ask for your  to buy something, a part of  who pay $21 a month three      Sehgal.  That  same  month,
            erator  Nordstrom,  sends    credit  card  information  the rental fee is deducted  pieces of jewelry at a time,    it  also  plans  to  launch  a
            a  box  of  stylist-approved   during the test run and will  from  the  purchase  price.  including  earrings,  neck-  mobile  app.  Sehgal  says
            clothing  whenever  you      charge for frames that are  And customers can opt to  laces  and  bracelets.  You      members  try  about  $500
            want  for  $25  a  box.  You   lost or damaged. If you de-  buy  a  used  item  or  new  can  wear  them  and  keep   worth  of  items  at  a  time,
            have  five  days  to  try  on   cide to buy one, you send  one from Lumoid.            them as long as you want.    and  about  70  percent  of
            the clothes and send back    the  test  frames  back  and  Founder  and  CEO  Aarthi  If  you  decide  to  buy  any-  customers buy at least one
            what  you  don’t  want.      the company will send new  Ramamurthy  says  people  thing, keep it at home and        item. q
              Equifax breach sows chaos among 143M Americans



            By KEN SWEET                 much  of  the  public  in  the  data  that  criminals  could  dependent  credit  analyst  uninformed   representa-
            AP Business Writer           dark  about  their  exposure,  use  to  commit  identity  John Ulzheimer — can’t be  tives. An Equifax website set
            NEW  YORK  (AP)  —  A  day  how  they  should  protect  theft,  from  Social  Security  changed,  and  once  it’s  in  up  to  help  people  deter-
            after credit-reporting com-  themselves and what Equi-    numbers and birthdates to  circulation, it’s basically out  mine their exposure looked
            pany Equifax disclosed that  fax planned to do for those  address  histories  and  legal  there forever.            like  a  scam  to  some,  and
            “criminals”  had  stolen  vi-  affected.                  names.                       But  Equifax’s  response  has  provided  inconsistent  and
            tal  data  about  143  million  The  breach  is  unquestion-  That  data  —  the  “crown  satisfied almost no one.  unhelpful  information  to
            Americans,  it  had  some-   ably  serious.  It  exposed  jewels of personal informa-  Consumers  complained  of  others.  Congress  planned
            how  managed  to  leave  crucial  pieces  of  personal  tion,”  in  the  words  of  in-  jammed  phone  lines  and  hearings.q
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