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SAVER'S CREDIT APPLICABLE



                                PERCENTAGES









         AGI, married              AGI, heads of              AGI, all other            Applicable

         filing jointly            household                  filers                    Percentage



              $0 to $ 41,000             $0 to $30,750             $0 to $20,500                 50%






            $41,001 to $44,000        $30,751 to $33,000        $20,501 to $22,000               20%






            $44,001 to $68,000        $33,001 to $51,000        $22,001 to $34,000               10%





















        TRAINBYUS: TRANSFORMING DIGITAL LEARNING
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