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Bob Ferguson
                                            ATTORNEY GENERAL OF WASHINGTON
                            800 Fifth Avenue • Suite 2000 • MS TB 14 • Seattle WA  98104-3188 • (206) 464-7745

             Dear Washington Homeowner,

             The national foreclosure crisis may feel like it is in the past. However, for many Washington families trying to
             hold onto their home, it is very much a part of the present.

             As Washington State Attorney General, I want to do everything I can to connect those families with help to
             stay in their homes.

             That’s why I am pleased to support this Washington Foreclosure Prevention Resource Guide. It is designed to
             provide practical tools, information and resources to help homeowners dealing with foreclosure issues. This
             guide was created by the Seattle-King County Asset Building Collaborative Foreclosure Prevention Action Team
             to provide homeowners statewide with a resource for consistent and uniform information.

             If you are having problems paying your mortgage (or believe that you may in the future), or if you are behind
             on your payments and facing foreclosure, this guide is for you.

             This guide provides:

                •  A comprehensive overview of your options;
                •  Community resources;
                •  Information about the foreclosure process in Washington state;
                •  Information on how to obtain a reputable housing counselor; and
                •  Tips on how to avoid foreclosure rescue scams.

             Most importantly, we hope this guide helps give you the confidence to seek assistance as soon as possible.

             In the unfortunate event you are the victim of a foreclosure scam, please call my office at 1-800-551-4636, or
             file a complaint online or in writing by going to http://www.atg.wa.gov/FileAComplaint.aspx.

             My hope is that by reading this guide you will not only avoid a scam, but also find
             help to stay in your home. The sooner you act the more options you have. I wish you
             the very best in this endeavor.

             Sincerely,





             BOB FERGUSON
             Washington State Attorney General




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