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BUDGET WORKSHEET: WHERE IS YOUR MONEY GOING?

Your loan servicer and/ or housing counselor will need to know all of your expenses. Before you speak with
them, complete the following worksheet. Make sure to include every expense in your household.

Monthly Expenses
COLUMN 1 COLUMN 2
Shelter* Contributions & Gifts
Mortgage Payment $ Church Donations $
Homeowner Association Dues Miscellaneous Donations
Home Maintenance Gifts
Taxes & Insurance (if not included in
mortgage payment)
Food Recreation
Groceries $ Club Dues/Gym Membership $
Cleaning Supplies/Paper Products Newspapers/Magazines/Books
Food Away From Home-Meals Out CDs/Music
Tobacco/Alcohol Movies
Hobbies
Utilities (Use monthly amounts) Sports
Gas/Electric $ Vacations
Phone Entertainment
Cell/Mobile Phone Lottery Tickets
Water/Garbage/Sewer Gambling
Insurance Other Expenses
Life/Disability $ Allowances for Children $
Auto Day Care/Child Care
Health Babysitting
Postage
Cable/Satellite TV
Transportation Other services
Gasoline $ Pets
Repairs/Maintenance Internet Service
Registration/License Monthly Obligations
Bus/Carpool/Ferry Alimony/Child Support $
Parking/Tolls Total Monthly Auto Loan Payments
Total Monthly Credit Card Payments
Education Other Monthly Obligations
Tuition $
Books
Special Lessons/Classes
Sports/Activities
Health Care Clothing
Medical (do not include if premiums are $ New purchases $
deducted from paycheck)
Dental Insurance (do not include if Dry Cleaning, Laundry
premiums are deducted from paycheck)
Prescriptions
Personal Care
Cosmetics/Hair Salon $
Nails
Other Personal Expenses
COLUMN 1 TOTAL: $ COLUMN 2 TOTAL: $
COLUMN 1 + COLUMN 2 = TOTAL EXPENSES: $
* If you own more than one home, be sure to include expenses for each home.

January 2020 | Page 23