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Mr. Kumar, age 40, has taken Max Life
Smart Wealth Plan (Long Term Income)
with ADD Rider
SWP Annual Premium Rs. 1,00,000
SWP Sum Assured Rs. 11,00,000
Policy Term 11 years
Premium Payment Term 10 years
ADD Rider Annual Premium Rs. 1,000
ADD Rider Sum Assured Rs. 10,00,000
After paying 6 annual premiums, Mr. Kumar, meets with
an accident leading to death
SWP Sum ADD Rider
Assured Sum Assured
Paid to
Rs. 11 lakhs Rs. 10 lakhs
Mrs. Kumar
Nominee
^As per IRDAI Annual Report 2019-2020.
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