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the money is divided into three categories:
Spend, Save, and Give. As grown-ups, we keep them accountable and teach them
think about our money in this way, so it’s im- about smart spending.
5. Find someone you admire in terms
children. Explain to your child about what of his or her spending, saving, and giving.
percentage you spend on things the family Talk to him or her about the decisions he
needs (or wants), how much you save for the or she makes. How do they keep their emo-
future, and how much you give to tzedakah.
Your child can decide what percentage he -
or she would like to do, but make a decision

intelligence. keep the dialogue going in your household.

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ent course. “There comes a point in parent-
ing,” she writes, “where we must decide
whether to maintain the status quo or,
doing means that they have to choose a dif- -

our children are living in a world that is not
simply oblivious to their needs, but is actual-
ly damaging them.” What Levine argues for is
needs. Explain why certain things are wants
in your family, but might be needs in another ones that are not solely focused on success
and vice versa. This can help your children -
pathy and self-esteem. Perhaps Leiber and
most important to you. Levine can work hand-in-hand, we can build
4. Keep track of they spend, save, give empathy and self-esteem through transpar-
ency about our own successes and failures.
Leiber would argue that we should start that
spent less or maybe they were really hap-

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