Page 100 - 2021 ANNUAL REPORT draft
P. 100

Loans to
                 individuals:
                 Overdraft         -          -          -             -           -                          -
                  Loans            -          -          -             -           -              733,849   733,849
                  Others           -          -          -             -           -                 -        -
                  Loans to
                 corporate
                 entities:
                 Large
                 corporate
                 customers         -        9,180     33,341        96,252         -               92,172   230,945
                  SMEs             -      -              -             -       -                      -       -
                                                                                                              -
                 Debt
                 instruments:
                 Treasury Bills
                 and Bonds         -          -      5,802,400         -           -                 -     5,802,400
                                                                                                              -
                  Assets
                 pledged as
                 collateral        -          -                        -               -             -        -
                  Other assets     -          -                        -               -           59,834   59,834


                                   -       639,071                  96,252             -          885,855  8,599,715


                  Credit Risk
                 Exposure to
                 off-balance
                  sheet items
                                          Financial                             Mining,
                                                                                 oil &
                 Classification   Education  institution  Government  Manufacturing    gas         Others   Total

                  Financial
                 Guarantees        -          -         -              -       105,783               -     105,783
                  Other Loan
                 Commitments       -       164,067      -           1,000                                  764,853
                  Total            -       164,067      -            1,000                                 870,636


                 2020
                  Credit Risk
                 Exposure to
                 on-balance               Financial                             Mining,
                 sheet items
                                                                                 oil &
                 Classification   Education  institution  Government  Manufacturing    gas        Others    Total
                  Cash and
                 cash
                 equivalents
                                   -          -       897,492    -                      -            -     897,492

                                                                                                  100 | P a g e
               Guaranty Trust Bank (Gambia) Limited Financial Statements December 2021
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