Page 145 - 2021 ANNUAL REPORT draft

GTB UK
Limited 1,942 470 412 114 1.5 1.76 11.47 3,780

2020
Subsidiary
GTB Sierra 1,006
Leone LTD
GTB Cote
D’Ivoire 9.514
Limited
GTB UK 1,132 268 702 6.,477 1.000 - 37.594 1,200 4,600 650
Limited

Transactions with key management personnel
The Bank’s key management personnel, and persons connected with them, are also considered to be
related parties. The definition of key management includes the close members of family of key personnel
and any entity over which key management exercise control. The key management personnel have been
identified as the executive and non-executive directors of the Bank. Close members of family are those
family members who may be expected to influence, or be influenced by that individual in their dealings with
Guaranty Trust Bank (Gambia) Limited.

Management Exposures

Dec.-2021 Dec.-2020
Management Housing Loans 6,343 9,119

Staff Exposures

Dec.-2021 Dec.-2020
Staff car loans 5,453 4,528
Staff personal loans 12,955 3,279

st
Risk assets outstanding 31 December 2021

During the year, the Bank granted various credit facilities to companies whose directors are also directors
of Guaranty Trust Bank (Gambia) Limited at rates and terms comparable to other facilities in the Bank's
portfolio. There was no outstanding on these facilities at the end of the year. The status of performance of
each facility is as shown below:
Nature
Facility Dec.- Dec.-
Name Relationship type Status of Security 2021 2020
Sola David
Mahoney Director - - - - -

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Guaranty Trust Bank (Gambia) Limited Financial Statements December 2021