Page 11 - GTBANK GAMBIA ANNUAL REPORT 2021
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levels of customer service. All indications are that the   International  Sickle  Cell  Day  celebration  being  our
        Government  of  The  Gambia  is  determined  to  put  in   major highlight. See page 00 for details.

        place measures to move the economy away from cash-
                                                                Our outstanding achievements in 2021 could not have
        based  to  a  much  more  digital-based  economy.  The
                                                                been  realized  without  the  solid  commitment  of  our
        creation of the new Ministry of Communications and the
                                                                management and staff, who remained true to the values
        Digital  Economy  is  a  significant  indication  of  the
                                                                of  the  Bank  and  fully  supportive  of  the  strategies  we
        Government’s intent, and we want to ensure that as a
                                                                have developed to face the challenging environment.
        Bank we are optimally positioned to take full advantage
        of the expected evolution. This is why the Board is fully   In my capacity as Chair, I must also extend my personal
        committed to ensuring that management’s proposals to    thanks to our Board members who have provided the
        enhance  our  e-banking  services  across  the  bank  are   bank and its executives with the guidance and direction
        fully  implemented.  Such  services  include  the       needed to generate the kind of performance reflected in
        introduction to the market of a new Mobile Banking App   this report.  During the year under review, one of our
        as a significant upgrade to the current GTBank App. I   Non-Executive  Directors,  Mr  Demola  Odeyemi,
        am convinced that the quality of the  user experience   resigned  from  the  Board.  On  behalf  of  GT  Bank

        that this new app will give our customers will cement our   (Gambia) I would like to place on record our thanks to
        position as the leading e-banking service provider in the   Mr. Odeyemi for the tremendous support he provided
        industry.                                               the bank during his tenure of office as Non-Executive
                                                                Director.  The vacant Board position was filled by Mr.
        In  another  development,  our  parent,  Guaranty  Trust
                                                                Adebanji Adeniyi who joined the Board as a seasoned
        Bank  Plc.,  is  now  a  fully-fledged  Financial  Services
                                                                banker with a wealth of experience: his contributions at
        Group and is listed on the Nigerian  Exchange (NGX)
                                                                Board-level have already brought the bank significant
        Limited and the London Stock Exchange as Guaranty
                                                                benefits. I am proud and privileged to be supported by
        Trust Holding Company Plc (“GTCO Plc”). GTCO Plc
                                                                such experienced and committed Board members.
        operates as the parent company of all Guaranty Trust

        banking  businesses  across  Africa  and  the  United
                                                                In conclusion, let me once more express my thanks to
        Kingdom as well as any future non-banking businesses
                                                                our dedicated and hardworking staff for an excellent job
        which might be established following the transition.  To
                                                                very well done for the year; for achieving such results
        preserve our link with our parent’s brand, the GTBank
                                                                under  the  prevailing  local  and  global  economic
        (Gambia)  logo  is  being  replaced  with  the GTCO  logo
                                                                environment they are to be commended. I would also
        across all  our locations and across all print and  non-
                                                                like to register my appreciation for our loyal customers.
        print  media.  I  am  sure  you  are  already  seeing  these
                                                                We never lose sight of the fact that they are the reason
        physical and visual changes, and we are pleased to see
                                                                for our existence as a bank. We assure you that we shall
        that the market is already recognizing and embracing
                                                                not relent in our commitment to provide them with the
        the new logo.
                                                                excellent  banking  services  that  they  need  —  and
                                                                deserve — in order to meet all their banking needs.
        Corporate  Social  Responsibility  continues  to  be  an
                                                                Finally, I thank all our shareholders for their continued
     Annual Report 2021
        integral  part  of  our  operation.  During  the  year  under
                                                                trust in the Board.
        review,  we  supported  the  health  sector  with  the






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