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Critical Illness Insurance (GVCIP2)
                from Allstate Benefits

               BENEFIT AMOUNTS
               †Covered dependents receive 50% of your benefit amount
               INITIAL CRITICAL ILLNESS BENEFITS†              PLAN 1  PLAN 2         See reverse for  premiums
               Heart Attack (100%)                            $10,000  $20,000
               Stroke (100%)                                  $10,000  $20,000
               Major Organ Transplant (100%)                  $10,000  $20,000
               End Stage Renal Failure (100%)                 $10,000  $20,000
               Coronary Artery Bypass Surgery (25%)            $2,500   $5,000
               Waiver of Premium (employee only)                  Yes      Yes
               CANCER CRITICAL ILLNESS BENEFITS†               PLAN 1  PLAN 2
               Invasive Cancer (100%)                         $10,000  $20,000
               Carcinoma in Situ (25%)                         $2,500   $5,000
               SECOND EVENT BENEFITS†                          PLAN 1  PLAN 2
               Second Event Initial Critical Illness              Yes      Yes
               (same amount as Initial Critical Illness)
               Second Event Cancer Critical Illness               Yes      Yes
               (same amount as Cancer Critical Illness)
               SUPPLEMENTAL CRITICAL ILLNESS BENEFITS II†      PLAN 1  PLAN 2
               Advanced Alzheimer’s Disease (25%)              $2,500   $5,000
               Advanced Parkinson’s Disease (25%)              $2,500   $5,000
               Benign Brain Tumor (100%)                      $10,000  $20,000
               Coma (100%)                                    $10,000  $20,000
               Complete Blindness (100%)                      $10,000  $20,000
               Complete Loss of Hearing (100%)                $10,000  $20,000
               Paralysis (100%)                               $10,000  $20,000
               OPTIONAL/ADDITIONAL BENEFIT                     PLAN 1  PLAN 2
               Wellness Benefit (per year)                       $50      $50












































                ABJ30427-1 - Insert - 08333
               PLAN 1 - WEEKLY PREMIUMS       PLAN 2 - WEEKLY PREMIUMS
        GVCIP2BFL                                             4                                             POD86608
               $10,000 Basic Benefit Amount   $20,000 Basic Benefit Amount
                      EE, EE + CH  EE + SP, F        EE, EE + CH  EE + SP, F
                AGE       Non-Tobacco          AGE       Non-Tobacco
               18-24    $1.08      $1.58      18-24    $1.73      $2.54
               25-29    $1.12      $1.66      25-29    $1.78      $2.62
               30-35    $1.42      $2.11      30-35    $2.34      $3.45
               36-39    $1.87      $2.80      36-39    $3.24     $4.82
               40-44    $2.49      $3.74      40-44    $4.46     $6.65
               45-50    $3.53      $5.27      45-50    $6.52      $9.72
               51-54    $4.91      $7.33      51-54    $9.30     $13.84
               55-60    $6.60      $9.86      55-60   $12.69     $18.93
               61-70    $8.96     $13.34      61-70    $17.42    $25.93
               71+      $13.30    $19.83      71+      $26.12    $38.94
                            Tobacco                        Tobacco
               18-24    $1.45      $2.13      18-24    $2.48     $3.64
               25-29    $1.50      $2.21      25-29    $2.53      $3.73
               30-35    $1.95      $2.90      30-35    $3.39      $5.03
               36-39    $2.81      $4.18      36-39    $5.11      $7.58
               40-44    $3.84      $5.76      40-44    $7.16     $10.70
               45-50    $5.63      $8.42      45-50    $10.72    $16.00
               51-54    $7.60      $11.36     51-54   $14.67     $21.89
               55-60    $10.57    $15.89      55-60   $20.63     $31.00
               61-70    $13.27    $19.98      61-70   $26.04     $39.21
               71+      $18.66    $28.30      71+     $36.83     $55.86
               PLAN 1 - MONTHLY PREMIUMS      PLAN 2 - MONTHLY PREMIUMS
               $10,000 Basic Benefit Amount   $20,000 Basic Benefit Amount
                      EE, EE + CH  EE + SP, F        EE, EE + CH  EE + SP, F
                AGE       Non-Tobacco          AGE       Non-Tobacco
               18-24    $4.67      $6.81      18-24    $7.50     $10.97
               25-29    $4.85      $7.17      25-29    $7.68     $11.35
               30-35    $6.14      $9.11      30-35    $10.12    $14.92
               36-39    $8.09      $12.10     36-39   $14.03     $20.88
               40-44    $10.77    $16.18      40-44   $19.30     $28.82
               45-50    $15.26    $22.84      45-50   $28.22     $42.09
               51-54    $21.27    $31.73      51-54   $40.27     $59.96
               55-60   $28.58     $42.70      55-60   $54.96     $82.02
               61-70   $38.80     $57.79      61-70   $75.48     $112.35
               71+      $57.63    $85.93      71+     $113.19    $168.71
                            Tobacco                        Tobacco
               18-24    $6.28      $9.20      18-24    $10.73    $15.76
               25-29    $6.47      $9.58      25-29   $10.93     $16.15
               30-35    $8.43     $12.53      30-35   $14.69     $21.76
               36-39    $12.14    $18.08      36-39    $22.14    $32.85
               40-44    $16.63    $24.95      40-44   $30.99     $46.33
               45-50   $24.38     $36.47      45-50   $46.45     $69.31
               51-54    $32.93    $49.21      51-54   $63.57     $94.86
               55-60   $45.79     $68.86      55-60   $89.38     $134.30
               61-70   $57.48     $86.57      61-70   $112.82    $169.88
               71+     $80.84     $122.60     71+     $159.60    $242.03
               EE=Employee; EE + SP = Employee + Spouse;
               EE + CH = Employee + Child(ren); F = Family
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