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GI° Group Term to Age 100 Life Insurance, Monthly Premium² Quotes
For Eligible EMPLOYEES of 10-249 life Employer Groups. GI° Max. $70,000.
TOBACCO
This rate card is for groups sitused in Maryland. This rate card expires and is no longer valid on 12/31/2025.
The appropriate Illustration Certification must be completed in all states.
Monthly Premium for Monthly Premium for
Issue Group Term to 100 Initial Death Benefit¹ of: Issue Group Term to 100 Initial Death Benefit¹ of:
Age $50,000 $60,000 $70,000 $75,000 Age $50,000 $60,000 $70,000 $75,000
18 Issue age 18 will always be issued Nontobacco. 50 $98.21 $117.85 $137.49 $147.31³
19 $16.67 $20.00 $23.33 $25.00³ 51 $107.21 $128.65 $150.09 $160.81³
20 $17.50 $21.00 $24.50 $26.25³ 52 $115.96 $139.15 $162.34 $173.94³
21 $18.33 $22.00 $25.67 $27.50³ 53 $125.04 $150.05 $175.06 $187.56³
22 $19.17 $23.00 $26.83 $28.75³ 54 $133.88 $160.65 $187.43 $200.81³
23 $20.00 $24.00 $28.00 $30.00³ 55 $141.96 $170.35 $198.74 $212.94³
24 $20.83 $25.00 $29.17 $31.25³ 56 $153.38 $184.05 $214.73 $230.06³
25 $21.67 $26.00 $30.33 $32.50³ 57 $164.33 $197.20 $230.07 $246.50³
26 $22.50 $27.00 $31.50 $33.75³ 58 $175.00 $210.00 $245.00 $262.50³
27 $23.33 $28.00 $32.67 $35.00³ 59 $185.96 $223.15 $260.34 $278.94³
28 $24.17 $29.00 $33.83 $36.25³ 60 $196.79 $236.15 $275.51 $295.19³
29 $25.00 $30.00 $35.00 $37.50³ 61 $212.92 $255.50 $298.08 $319.38³
30 $25.83 $31.00 $36.17 $38.75³ 62 $228.83 $274.60 $320.37 $343.25³
31 $26.67 $32.00 $37.33 $40.00³ 63 $244.25 $293.10 $341.95 $366.38³
32 $27.50 $33.00 $38.50 $41.25³ 64 $259.33 $311.20 $363.07 $389.00³
33 $28.33 $34.00 $39.67 $42.50³ 65 $273.46 $328.15 $382.84 $410.19³
34 $29.17 $35.00 $40.83 $43.75³ 66 $300.04 $360.05 $420.06 $450.06³
35 $30.00 $36.00 $42.00 $45.00³ 67 $326.00 $391.20 $456.40 $489.00³
36 $33.04 $39.65 $46.26 $49.56³ 68 $351.33 $421.60 $491.87 $527.00³
37 $35.96 $43.15 $50.34 $53.94³ 69 $376.13 $451.35 $526.58 $564.19³
38 $39.00 $46.80 $54.60 $58.50³ 70 $400.21 $480.25 $560.29 $600.31³
39 $42.21 $50.65 $59.09 $63.31³ 71 ^ $465.54 $558.65 $651.76 $698.31
40 $45.21 $54.25 $63.29 $67.81³ 72 ^ $486.88 $584.25 $681.63 $730.31
41 $49.92 $59.90 $69.88 $74.88³ 73 ^ $510.33 $612.40 $714.47 $765.50
42 $54.71 $65.65 $76.59 $82.06³ 74 ^ $536.67 $644.00 $751.33 $805.00
43 $59.42 $71.30 $83.18 $89.13³ 75 ^ $566.33 $679.60 $792.87 $849.50
44 $64.21 $77.05 $89.89 $96.31³ 76 ^ $601.08 $721.30 $841.52 $901.63
45 $68.79 $82.55 $96.31 $103.19³ 77 ^ $622.50 $747.00 $871.50 $933.75
46 $74.38 $89.25 $104.13 $111.56³ 78 ^ $645.25 $774.30 $903.35 $967.88
47 $80.25 $96.30 $112.35 $120.38³ 79 ^ $669.25 $803.10 $936.95 $1,003.88
48 $86.29 $103.55 $120.81 $129.44³ 80 ^ $694.50 $833.40 $972.30 $1,041.75
49 $92.33 $110.80 $129.27 $138.50³
° Guarantee Issue (GI) underwriting limits are subject to account specific offer. Quotes denoted † or ³ require EOI.
¹ Initial Death Benefit is guaranteed level for the first five (5) years. After the first five years, the death benefit may decrease, but it will never
be less than the minimum guaranteed in the policy. The current, non-guaranteed death benefit is projected to be level to age 100.
² Premium is level to age 100. MONTHLY means 12 times per year.
^ Evidence of insurability (EOI) is required for ages 71-80 and quotes in excess of U/W offer (³).
For Agent Use Only. Not for use with consumer sales. Not to be disseminated to the public.
This rate card is for certificate form GPTLC, or state variation thereof, underwritten by American Heritage Life Insurance Company. Refer to the state specific brochure or
policy form for exact benefits, limitations, exclusions, and other provisions applicable to the state of solicitation. Allstate Benefits is the marketing name for American
Heritage Life Insurance Company, Home Office, Jacksonville, FL, a subsidiary of The Allstate Corporation. ©2025 Allstate Insurance Company.
FOR HOME OFFICE USE ONLY: Settings were Maryland-Employee-MONTHLY-GI-REGV-60-TRUE-0-0-N-Initial Death Benefit-50000-60000-70000-75000
Version 5.6 (Rev. 12/11/2024) Page 2 of 2 Printed 1/8/2025 3:06 PM