Page 2 - Webmechanix 2020

Welcome to the webmechanix Allstate Benefits Electronic Brochure Flipbook. This
e-brochure will provide you with an overview of the Allstate Supplemental Employee
Benefits made available to you through your employer. These benefits are completely
voluntary, and are employee funded through payroll deduction. By enrolling through
your company, you will enjoy greatly reduced group rates, and many benefit premiums
qualify for pre-tax payroll deduction status as part of your company’s tax-favored
Cafeteria Benefits Plan.

Benefits available include:

• Short-Term Disability Insurance – Paycheck Protection if you get sick or
injured and cannot work (includes Maternity Leave Benefits)
• Individual Whole Life Insurance for yourself, your spouse, and your children
• Supplemental Insurance Plans (to help with lost income, deductibles, co-pays,
and out-of-pocket medical expenses):
o Hospital indemnity Plan
o Accident Plan
o Cancer Plan
o Critical Illness Plan

Please look through the e-brochure and be sure to contact our Allstate Benefits
Specialist, Andrew Waller, to make any benefit elections during your new hire
enrollment window or during the annual open enrollment period.

Many benefits are initially offered on a “Contingent Guaranteed Issue” basis (only 2
medical questions) which makes qualification relatively easy for almost everyone. But
these relaxed underwriting criteria are only available to you during your initial
eligibility period. If you decline coverage at that time, and later decide you want to
enroll, you will have to qualify by answering more extensive medical background
questions, the answers to which will determine if you are accepted or declined. So,
please make sure you look at these benefits and take advantage of the relaxed
underwriting period if you are interested – especially if you currently have any medical
conditions.

If you would like more information, have questions, or would like to enroll, please
contact me and I will gladly go over your options with you. I will be reaching out to you if
I do not hear from you to make sure you are aware of these benefit options.

Sincerely,

Andrew Waller
Allstate Benefits Specialist

andrew_waller@verizon.net
Phone: (410) 707-1059