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American Heritage Life Insurance Company
                                           A Disability Income Insurance Policy Illustration
                 Issue State:    Maryland                      Type of Coverage:  Standard
                 Agent Name:     Allstate Benefits             Elimination Period:  30 Day Accident/30 Day Sickness
                 Policy:         DI5W Disability Income        Benefit Period:  6 Months
                                 (DI5WMD) - Simplified Issue
                 Optional Riders:  On the Job Accident Total Disability Rider (R1DI5MD)

                    Minimum Annual        Maximum      Issue Ages:  18-49          50-59           60-69
                   Salary for Maximum      Monthly                  Weekly         Weekly         Weekly
                     Monthly Benefit       Benefit*                Premium        Premium        Premium
                      $100,000.00        $5,000.00                  $29.36         $35.36         $54.51
                      $98,000.00         $4,900.00                  $28.79         $34.67         $53.44
                      $96,000.00         $4,800.00                  $28.22         $33.98         $52.37
                      $94,000.00         $4,700.00                  $27.65         $33.29         $51.30
                      $92,000.00         $4,600.00                  $27.09         $32.61         $50.23
                      $90,000.00         $4,500.00                  $26.52         $31.92         $49.16
                      $88,000.00         $4,400.00                  $25.95         $31.23         $48.09
                      $86,000.00         $4,300.00                  $25.38         $30.54         $47.02
                      $84,000.00         $4,200.00                  $24.82         $29.86         $45.95
                      $82,000.00         $4,100.00                  $24.25         $29.17         $44.87
                      $80,000.00         $4,000.00                  $23.68         $28.48         $43.80
                      $78,000.00         $3,900.00                  $23.11         $27.79         $42.73
                      $76,000.00         $3,800.00                  $22.55         $27.11         $41.66
                      $74,000.00         $3,700.00                  $21.98         $26.42         $40.59
                      $72,000.00         $3,600.00                  $21.41         $25.73         $39.52
                      $70,000.00         $3,500.00                  $20.84         $25.04         $38.45
                      $68,000.00         $3,400.00                  $20.27         $24.35         $37.38
                      $66,000.00         $3,300.00                  $19.71         $23.67         $36.31
                      $64,000.00         $3,200.00                  $19.14         $22.98         $35.24
                      $62,000.00         $3,100.00                  $18.57         $22.29         $34.17
                      $60,000.00         $3,000.00                  $18.00         $21.60         $33.10
                      $58,000.00         $2,900.00                  $17.44         $20.92         $32.03
                      $56,000.00         $2,800.00                  $16.87         $20.23         $30.95
                      $54,000.00         $2,700.00                  $16.30         $19.54         $29.88
                      $52,000.00         $2,600.00                  $15.73         $18.85         $28.81
                      $50,000.00         $2,500.00                  $15.17         $18.17         $27.74
                      $48,000.00         $2,400.00                  $14.60         $17.48         $26.67
                      $46,000.00         $2,300.00                  $14.03         $16.79         $25.60
                      $44,000.00         $2,200.00                  $13.46         $16.10         $24.53
                      $42,000.00         $2,100.00                  $12.89         $15.41         $23.46
                      $40,000.00         $2,000.00                  $12.33         $14.73         $22.39
                      $38,000.00         $1,900.00                  $11.76         $14.04         $21.32
                      $36,000.00         $1,800.00                  $11.19         $13.35         $20.25
                      $34,000.00         $1,700.00                  $10.62         $12.66         $19.18
                      $32,000.00         $1,600.00                  $10.06         $11.98         $18.11
                      $30,000.00         $1,500.00                  $9.49          $11.29         $17.03
                      $28,000.00         $1,400.00                  $8.92          $10.60         $15.96
                      $26,000.00         $1,300.00                  $8.35          $9.91          $14.89
                      $24,000.00         $1,200.00                  $7.79          $9.23          $13.82
                      $22,000.00         $1,100.00                  $7.22          $8.54          $12.75
                      $20,000.00         $1,000.00                  $6.65          $7.85          $11.68
                      $18,000.00          $900.00                   $6.08          $7.16          $10.61
                      $16,000.00          $800.00                   $5.51          $6.47          $9.54
                      $14,000.00          $700.00                   $4.95          $5.79          $8.47
                      $12,000.00          $600.00                   $4.38          $5.10          $7.40
                      $10,000.00          $500.00                   $3.81          $4.41          $6.33
                       $8,000.00          $400.00                   $3.24          $3.72          $5.26
                       $6,000.00          $300.00                   $2.68          $3.04          $4.19
                       $4,000.00          $200.00                   $2.11          $2.35          $3.11
                 These rates are for agent use only and are not to be presented to the employee without an approved case-specific marketing
                 brochure that describes the benefits, exclusions, and limitations of this policy.  Please ask your producer for details.
                 * The Maximum Monthly Benefit that can be applied for must be reduced by the Monthly Benefits of all other
                 existing coverage.
                                                         February 8, 2023
                                               This illustration and rates expire 12/31/2022
             Allstate Benefits is the marketing name for American Heritage Life Insurance Company, a subsidiary of the Allstate Corporation, Home Office:
             Northbrook, Illinois. All products are underwritten by American Heritage Life Insurance Company, Home Office: Jacksonville, Florida. This
             illustration highlights some features of the policy and riders, but is not the insurance contract. Only the actual policy and certificate provisions
             control. The policy and riders set forth, in detail, the rights and obligations of both the insured and the insurance company. ©2022 Allstate
             Insurance Company.
             ver 5.05.22
                                                                                                      #Internal Information
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