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GI° Group Term to Age 100 Life Insurance, Monthly Premium² Quotes
For Eligible EMPLOYEES of 10-249 life Employer Groups. GI° Max. $70,000.

TOBACCO
This rate card is for groups sitused in Maryland. This rate card expires and is no longer valid on 12/31/2025.
The appropriate Illustration Certification must be completed in all states.
Monthly Premium for Monthly Premium for
Issue Group Term to 100 Initial Death Benefit¹ of: Issue Group Term to 100 Initial Death Benefit¹ of:
Age $100,000 $150,000 $200,000 $250,000 Age $100,000 $150,000 $200,000 $250,000
18 Issue age 18 will always be issued Nontobacco. 50 $196.42³ $294.63³ $392.83³ $491.04³
19 $33.33³ $50.00³ $66.67³ $83.33³ 51 $214.42³ $321.63³ $428.83³ $536.04³
20 $35.00³ $52.50³ $70.00³ $87.50³ 52 $231.92³ $347.88³ $463.83³ $579.79³
21 $36.67³ $55.00³ $73.33³ $91.67³ 53 $250.08³ $375.13³ $500.17³ $625.21³
22 $38.33³ $57.50³ $76.67³ $95.83³ 54 $267.75³ $401.63³ $535.50³ $669.38³
23 $40.00³ $60.00³ $80.00³ $100.00³ 55 $283.92³ $425.88³ $567.83³ $709.79³
24 $41.67³ $62.50³ $83.33³ $104.17³ 56 $306.75³ $460.13³ $613.50³ $766.88³
25 $43.33³ $65.00³ $86.67³ $108.33³ 57 $328.67³ $493.00³ $657.33³ $821.67³
26 $45.00³ $67.50³ $90.00³ $112.50³ 58 $350.00³ $525.00³ $700.00³ $875.00³
27 $46.67³ $70.00³ $93.33³ $116.67³ 59 $371.92³ $557.88³ $743.83³ $929.79³
28 $48.33³ $72.50³ $96.67³ $120.83³ 60 $393.58³ $590.38³ $787.17³ $983.96³
29 $50.00³ $75.00³ $100.00³ $125.00³ 61 $425.83³ $638.75³ $851.67³ $1,064.58³
30 $51.67³ $77.50³ $103.33³ $129.17³ 62 $457.67³ $686.50³ $915.33³ $1,144.17³
31 $53.33³ $80.00³ $106.67³ $133.33³ 63 $488.50³ $732.75³ $977.00³ $1,221.25³
32 $55.00³ $82.50³ $110.00³ $137.50³ 64 $518.67³ $778.00³ $1,037.33³ $1,296.67³
33 $56.67³ $85.00³ $113.33³ $141.67³ 65 $546.92³ $820.38³ $1,093.83³ $1,367.29³
34 $58.33³ $87.50³ $116.67³ $145.83³ 66 $600.08³ $900.13³ $1,200.17³ $1,500.21³
35 $60.00³ $90.00³ $120.00³ $150.00³ 67 $652.00³ $978.00³ $1,304.00³ $1,630.00³
36 $66.08³ $99.13³ $132.17³ $165.21³ 68 $702.67³ $1,054.00³ $1,405.33³ $1,756.67³
37 $71.92³ $107.88³ $143.83³ $179.79³ 69 $752.25³ $1,128.38³ $1,504.50³ $1,880.63³
38 $78.00³ $117.00³ $156.00³ $195.00³ 70 $800.42³ $1,200.63³ $1,600.83³ $2,001.04³
39 $84.42³ $126.63³ $168.83³ $211.04³ 71 ^ $931.08 $1,396.63 $1,862.17 $2,327.71
40 $90.42³ $135.63³ $180.83³ $226.04³ 72 ^ $973.75 $1,460.63 $1,947.50 $2,434.38
41 $99.83³ $149.75³ $199.67³ $249.58³ 73 ^ $1,020.67 $1,531.00 $2,041.33 $2,551.67
42 $109.42³ $164.13³ $218.83³ $273.54³ 74 ^ $1,073.33 $1,610.00 $2,146.67 $2,683.33
43 $118.83³ $178.25³ $237.67³ $297.08³ 75 ^ $1,132.67 $1,699.00 $2,265.33 $2,831.67
44 $128.42³ $192.63³ $256.83³ $321.04³ 76 ^ $1,202.17 $1,803.25 $2,404.33 $3,005.42
45 $137.58³ $206.38³ $275.17³ $343.96³ 77 ^ $1,245.00 $1,867.50 $2,490.00 $3,112.50
46 $148.75³ $223.13³ $297.50³ $371.88³ 78 ^ $1,290.50 $1,935.75 $2,581.00 $3,226.25
47 $160.50³ $240.75³ $321.00³ $401.25³ 79 ^ $1,338.50 $2,007.75 $2,677.00 $3,346.25
48 $172.58³ $258.88³ $345.17³ $431.46³ 80 ^ $1,389.00 $2,083.50 $2,778.00 $3,472.50
49 $184.67³ $277.00³ $369.33³ $461.67³

° Guarantee Issue (GI) underwriting limits are subject to account specific offer. Quotes denoted † or ³ require EOI.
¹ Initial Death Benefit is guaranteed level for the first five (5) years. After the first five years, the death benefit may decrease, but it will never
be less than the minimum guaranteed in the policy. The current, non-guaranteed death benefit is projected to be level to age 100.
² Premium is level to age 100. MONTHLY means 12 times per year.

^ Evidence of insurability (EOI) is required for ages 71-80 and quotes in excess of U/W offer (³).
For Agent Use Only. Not for use with consumer sales. Not to be disseminated to the public.
This rate card is for certificate form GPTLC, or state variation thereof, underwritten by American Heritage Life Insurance Company. Refer to the state specific brochure or
policy form for exact benefits, limitations, exclusions, and other provisions applicable to the state of solicitation. Allstate Benefits is the marketing name for American
Heritage Life Insurance Company, Home Office, Jacksonville, FL, a subsidiary of The Allstate Corporation. ©2025 Allstate Insurance Company.

FOR HOME OFFICE USE ONLY: Settings were Maryland-Employee-MONTHLY-GI-REGV-60-TRUE-0-0-N-Initial Death Benefit-100000-150000-200000-250000

Version 5.6 (Rev. 12/11/2024) Page 2 of 2 Printed 1/8/2025 3:11 PM