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Group Voluntary Disability Income (Virginia)
                                                      Product Illustration




                      Benefit Period:             3 Months          Accident Elimination Period:  7 days
                       Portability:                Yes              Sickness Elimination Period:  7 days
                                                                       Premium Mode:            Bi‐Weekly
               Mental and Nervous Disorders Covered:  Yes
                                                                         Rate Class:         Preferred Platinum
                                                        Additional Riders:
                                   On‐the‐Job Accident Disability Rider, FMLA (25% of Monthly benefit) & Doula Services Rider ($250)
                                                                              Issue Ages

                          Or Your Hourly Wage Is At   Then This Is Your
            If Your Annual Salary Is At   Least  This Much (based on  Maximum Monthly   18‐49  50‐59  60‐64  65‐69  70 +
              Least This Much
                             40 hours/week)  Benefit Amount
              $8,000.00         $3.85       $400.00      $6.84      $7.94       $9.42     $10.20      $10.70
              $10,000.00        $4.81       $500.00      $8.38      $9.76      $11.60     $12.58      $13.20
              $12,000.00        $5.77       $600.00      $9.90      $11.56     $13.78     $14.96      $15.70
              $14,000.00        $6.73       $700.00      $11.44     $13.38     $15.94     $17.34      $18.18
              $16,000.00        $7.69       $800.00      $12.98     $15.18     $18.12     $19.72      $20.68
              $18,000.00        $8.65       $900.00      $14.50     $17.00     $20.30     $22.08      $23.18
              $20,000.00        $9.62       $1,000.00    $16.04     $18.82     $22.48     $24.46      $25.68
              $22,000.00        $10.58      $1,100.00    $17.58     $20.62     $24.66     $26.84      $28.18
              $24,000.00        $11.54      $1,200.00    $19.10     $22.44     $26.84     $29.22      $30.68
              $26,000.00        $12.50      $1,300.00    $20.64     $24.24     $29.02     $31.60      $33.18
              $28,000.00        $13.46      $1,400.00    $22.18     $26.06     $31.20     $33.96      $35.68
              $30,000.00        $14.42      $1,500.00    $23.70     $27.86     $33.38     $36.34      $38.18
              $32,000.00        $15.38      $1,600.00    $25.24     $29.68     $35.56     $38.72      $40.68
              $34,000.00        $16.35      $1,700.00    $26.78     $31.48     $37.74     $41.10      $43.18
              $36,000.00        $17.31      $1,800.00    $28.30     $33.30     $39.92     $43.48      $45.68
              $38,000.00        $18.27      $1,900.00    $29.84     $35.12     $42.10     $45.84      $48.16
              $40,000.00        $19.23      $2,000.00    $31.38     $36.92     $44.26     $48.22      $50.68
              $42,000.00        $20.19      $2,100.00    $32.92     $38.74     $46.44     $50.60      $53.16
              $44,000.00        $21.15      $2,200.00    $34.44     $40.54     $48.62     $52.98      $55.66
              $46,000.00        $22.12      $2,300.00    $35.98     $42.36     $50.80     $55.36      $58.16
              $48,000.00        $23.08      $2,400.00    $37.52     $44.16     $52.98     $57.72      $60.66
              $50,000.00        $24.04      $2,500.00    $39.04     $45.98     $55.16     $60.10      $63.16
              $52,000.00        $25.00      $2,600.00    $40.58     $47.80     $57.34     $62.48      $65.66
              $54,000.00        $25.96      $2,700.00    $42.12     $49.60     $59.52     $64.86      $68.16
              $56,000.00        $26.92      $2,800.00    $43.64     $51.42     $61.70     $67.24      $70.66
              $58,000.00        $27.88      $2,900.00    $45.18     $53.22     $63.88     $69.60      $73.16
              $60,000.00        $28.85      $3,000.00    $46.72     $55.04     $66.06     $71.98      $75.66
              $62,000.00        $29.81      $3,100.00    $48.24     $56.84     $68.24     $74.36      $78.16
              $64,000.00        $30.77      $3,200.00    $49.78     $58.66     $70.42     $76.74      $80.66
              $66,000.00        $31.73      $3,300.00    $51.32     $60.46     $72.58     $79.12      $83.14
              $68,000.00        $32.69      $3,400.00    $52.84     $62.28     $74.76     $81.48      $85.64
              $70,000.00        $33.65      $3,500.00    $54.38     $64.10     $76.94     $83.86      $88.14
              $72,000.00        $34.62      $3,600.00    $55.92     $65.90     $79.12     $86.24      $90.64
              $74,000.00        $35.58      $3,700.00    $57.46     $67.72     $81.30     $88.62      $93.14
              $76,000.00        $36.54      $3,800.00    $58.98     $69.52     $83.48     $91.00      $95.64
              $78,000.00        $37.50      $3,900.00    $60.52     $71.34     $85.66     $93.36      $98.14
              $80,000.00        $38.46      $4,000.00    $62.06     $73.14     $87.84     $95.74      $100.64
              $82,000.00        $39.42      $4,100.00    $63.58     $74.96     $90.02     $98.12      $103.14
              $84,000.00        $40.38      $4,200.00    $65.12     $76.76     $92.20     $100.50     $105.64
              $86,000.00        $41.35      $4,300.00    $66.66     $78.58     $94.38     $102.88     $108.14
              $88,000.00        $42.31      $4,400.00    $68.20     $80.38     $96.56     $105.26     $110.64
              $90,000.00        $43.27      $4,500.00    $69.72     $82.20     $98.74     $107.62     $113.14
              $92,000.00        $44.23      $4,600.00    $71.26     $84.02     $100.90    $110.00     $115.62
              $94,000.00        $45.19      $4,700.00    $72.80     $85.82     $103.08    $112.38     $118.12
              $96,000.00        $46.15      $4,800.00    $74.32     $87.64     $105.26    $114.76     $120.62
              $98,000.00        $47.12      $4,900.00    $75.86     $89.44     $107.44    $117.14     $123.12
              $100,000.00       $48.08      $5,000.00    $77.40     $91.26     $109.62    $119.50     $125.62
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