Page 20 - SMS WV Overview.pdf

Allstate Benefits Group Whole Life Insurance (GWL) for Employee/Member with rider (when available for the issue age):
Accelerated Death Benefit for Terminal Illness or Condition (GWCTI)
N O N ­ T O B A C C O P R E M I U M R A T E S A N D V A L U E S (These are CGI quotes, unless otherwise noted)
Face Face
Amount $10,000 $20,000 $30,000 $40,000 $50,000 Amount
Issue Monthly CV @ age 65 Monthly CV @ age 65 Monthly CV @ age 65 Monthly CV @ age 65 Monthly CV @ age 65 This section intentionally This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. left blank. Age
18 $5.08 $3,517 $10.17 $7,034 $15.25 $10,551 $20.33 $14,068 $25.42 $17,585 18
19 4.67 3,498 9.33 6,997 14.00 10,495 18.67 13,993 23.33 17,492 19
20 4.80 3,479 9.60 6,957 14.40 10,436 19.20 13,914 24.00 17,393 20
21 4.97 3,458 9.93 6,916 14.90 10,374 19.87 13,832 24.83 17,290 21
22 5.17 3,436 10.33 6,873 15.50 10,309 20.67 13,745 25.83 17,182 22
23 5.38 3,413 10.75 6,827 16.13 10,240 21.50 13,653 26.88 17,067 23
24 5.63 3,389 11.25 6,778 16.88 10,168 22.50 13,557 28.13 16,946 24
25 5.88 3,364 11.77 6,727 17.65 10,091 23.53 13,455 29.42 16,819 25
26 6.15 3,337 12.30 6,674 18.45 10,011 24.60 13,348 30.75 16,685 26
27 6.43 3,308 12.87 6,617 19.30 9,925 25.73 13,234 32.17 16,542 27
28 6.70 3,278 13.40 6,557 20.10 9,835 26.80 13,114 33.50 16,392 28
29 7.01 3,247 14.02 6,494 21.03 9,741 28.03 12,988 35.04 16,235 29
30 7.34 3,214 14.68 6,427 22.03 9,641 29.37 12,855 36.71 16,069 30
31 7.69 3,179 15.38 6,357 23.08 9,536 30.77 12,715 38.46 15,894 31
32 8.08 3,142 16.15 6,284 24.23 9,426 32.30 12,568 40.38 15,710 32
33 8.52 3,103 17.03 6,207 25.55 9,310 34.07 12,414 42.58 15,517 33
34 9.17 3,063 18.33 6,126 27.50 9,189 36.67 12,252 45.83 15,316 34
35 9.82 3,021 19.63 6,042 29.45 9,064 39.27 12,085 49.08 15,106 35
36 10.16 2,978 20.32 5,955 30.48 8,933 40.63 11,910 50.79 14,888 36
37 10.49 2,932 20.98 5,864 31.48 8,797 41.97 11,729 52.46 14,661 37
38 11.06 2,885 22.12 5,769 33.18 8,654 44.23 11,539 55.29 14,424 38
39 11.62 2,835 23.23 5,670 34.85 8,505 46.47 11,340 58.08 14,175 39
40 12.20 2,782 24.40 5,565 36.60 8,347 48.80 11,130 61.00 13,912 40
41 12.84 2,727 25.68 5,454 38.53 8,180 51.37 10,907 64.21 13,634 41
42 13.61 2,668 27.22 5,336 40.83 8,004 54.43 10,672 68.04 13,340 42
43 14.43 2,605 28.85 5,211 43.28 7,816 57.70 10,422 72.13 13,027 43
44 15.28 2,539 30.55 5,078 45.83 7,617 61.10 10,156 76.38 12,695 44
45 16.06 2,468 32.12 4,936 48.18 7,405 64.23 9,873 80.29 12,341 45
46 17.03 2,393 34.07 4,786 51.10 7,179 68.13 9,572 85.17 11,966 46
47 18.12 2,313 36.23 4,626 54.35 6,940 72.47 9,253 90.58 11,566 47
48 19.28 2,228 38.57 4,456 57.85 6,685 77.13 8,913 96.42 11,141 48
49 20.49 2,138 40.98 4,276 61.48 6,414 81.97 8,552 102.46 10,690 49
50 21.77 2,042 43.53 4,084 65.30 6,125 87.07 8,167 108.83 10,209 50
This rate insert is for use with materials for accounts sitused in West Virginia, and is not to be used on its own.
¹ CV @ age 65 or 10 years ­ Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the certificate, and there is no certificate debt.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion ­ If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations ­ The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage. Please refer to the certificate for details.
Rates shown are based on Tobacco/Non­tobacco, Issue Age Specific rating structure. MONTHLY means 12 times per year.
This information is valid as long as information remains current, but in no event later than 12/31/2021. Group Whole Life Insurance benefits are provided under form GWLC, or state
Term (GWPCT).
Allstate Benefits is the marketing name used by
This is a brief overview of the benefits available under the group voluntary policy underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL). American Heritage Life Insurance Company (Home
Office, Jacksonville, FL), a subsidiary of The Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the certificates issued.
Corporation. ©2020 Allstate Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or allstatebenefits.com
$4.55. HO Use Only: mgrit­20200131­0100­WV­TNTS­
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Ratecard generated January 31, 2020 ­ 5:01 PM by ABQuote 12.20.2019.
ABJ20743-33333

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