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EXCLUSIONS AND LIMITATIONS
                                       Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the
                                       premiums paid for that covered person.
                                       Other Exclusions and Limitations - The policy and rider have other elimination periods, exclusions and
                                       limitations that may affect coverage. Please refer to your certificate for details.


































































                                       This brochure is for use in enrollments sitused in FL.
        Allstate Benefits is the marketing   This material is valid as long as information remains current, but in no event later than October 27, 2023.
                                       Group Term Life insurance benefits are provided under policy form GPTLP, or state variations thereof. Children’s Term
        name used by American Heritage   is provided under rider form GTLPCTR, or state variations thereof.
        Life Insurance Company, a subsidiary
        of The Allstate Corporation. ©2020   This is a brief overview of the benefits available under the group policy underwritten by American Heritage Life
        Allstate Insurance Company.     Insurance Company (Home Office, Jacksonville, FL). Details of the coverage, including exclusions and other
        www.Allstate.com or            limitations are included in the certificates issued. For additional information, you may contact your Allstate Benefits
        AllstateBenefits.com           Representative.
        GPTLBFL                                                        6                                     POD87190
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